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With me and everyone I know here they've ONLY ever pulled Ex.
Brand new to Amex and they only pulled EX.
You'll get it, just apply now.
Let us know what happens when you app. And from my limited reading here, you should have no problem getting an approval with that credit profile. If I were you I would've already applied, but then again, I'm super impatient and maybe not the model to follow.
@Anonymous wrote:Let us know what happens when you app. And from my limited reading here, you should have no problem getting an approval with that credit profile. If I were you I would've already applied, but then again, I'm super impatient and maybe not the model to follow.
Thanks for everybody's input, as always. I will report to you guys as soon as I apply. I'm getting impatient about waiting it out or not lol. I know that if I do, I'll most likely get approved hands down. I'm just leery of doing it right now and getting denied because I should've maybe waited until my utilization was lower or non-existent. How long do you have to wait if you get denied to re-apply?
@INFINITI2010 wrote:
If I wasnt trying to get approved for a house I,d be all over it as soon as I pay my balances on my 3 CCs in 2 weeks!! Trust me as soon as I close I,m applying for the Platinum card!
Good luck with that. I hope you get approved!
@Anonymous wrote:
@Anonymous wrote:Let us know what happens when you app. And from my limited reading here, you should have no problem getting an approval with that credit profile. If I were you I would've already applied, but then again, I'm super impatient and maybe not the model to follow.
Thanks for everybody's input, as always. I will report to you guys as soon as I apply. I'm getting impatient about waiting it out or not lol. I know that if I do, I'll most likely get approved hands down. I'm just leery of doing it right now and getting denied because I should've maybe waited until my utilization was lower or non-existent. How long do you have to wait if you get denied to re-apply?
30 days, if you get declined. It's been my experience that AmEx doesn't mind frequent apps, so long as it's with them.
@Anonymous wrote:
@Anonymous wrote:Let us know what happens when you app. And from my limited reading here, you should have no problem getting an approval with that credit profile. If I were you I would've already applied, but then again, I'm super impatient and maybe not the model to follow.
Thanks for everybody's input, as always. I will report to you guys as soon as I apply. I'm getting impatient about waiting it out or not lol. I know that if I do, I'll most likely get approved hands down. I'm just leery of doing it right now and getting denied because I should've maybe waited until my utilization was lower or non-existent. How long do you have to wait if you get denied to re-apply?
With Amex, I'm pretty sure the waiting period is 30 days. Good luck!
@Open123 wrote:With me and everyone I know here they've ONLY ever pulled Ex.
There's been a few posts here in the last three months (I know, I know, but I check pretty much every Amex approval thread... stupid compulsion) where EX + either EQ or TU were pulled.
I certain they only do this on borderline cases, as it costs additional money to do it. Probably only for people who don't have an extended period of time living at their current address too: in my case I've lived in Cali for the past 7 years, it's a foregone conclusion EX will be pulled and probably none other; however, if I'd applied after living in either the East or Midwest, it wouldn't have surprised me at all to get an additional pull from a different bureau.
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:Let us know what happens when you app. And from my limited reading here, you should have no problem getting an approval with that credit profile. If I were you I would've already applied, but then again, I'm super impatient and maybe not the model to follow.
Thanks for everybody's input, as always. I will report to you guys as soon as I apply. I'm getting impatient about waiting it out or not lol. I know that if I do, I'll most likely get approved hands down. I'm just leery of doing it right now and getting denied because I should've maybe waited until my utilization was lower or non-existent. How long do you have to wait if you get denied to re-apply?
With Amex, I'm pretty sure the waiting period is 30 days. Good luck!
It's 30 days. JaneS you should be good on the approval go for it!