cancel
Showing results for 
Search instead for 
Did you mean: 

Odds at Getting Approved for Amex Blue Cash Everyday

Super Contributor

Re: Odds at Getting Approved for Amex Blue Cash Everyday

With me and everyone I know here they've ONLY ever pulled Ex.  

Message 31 of 215
Contributor

Re: Odds at Getting Approved for Amex Blue Cash Everyday

Brand new to Amex and they only pulled EX.

 

 

You'll get it, just apply now.  

Message 32 of 215
Established Contributor

Re: Odds at Getting Approved for Amex Blue Cash Everyday

Let us know what happens when you app.  And from my limited reading here, you should have no problem getting an approval with that credit profile.  If I were you I would've already applied, but then again, I'm super impatient and maybe not the model to follow.

Gardening with: PSECU Combo $1k, Chase Freedom $3.5k, Discover It $1.7k, Amex Costco True Earnings $2k, Capital One Platinum $500, Best Buy Store Card $2.7k

Starting Score: FICO: 587 EX, 594 EQ, 632 TU, 2/15/12; USAA FAKO: 525 EX, 541 EQ, 525 TU, 2/15/12
Current Score: FICO: 678 EX, 629 EQ, 658 TU, 3/27/12; USAA FAKO: 721 EX, 721 EQ, 576 TU, 3/9/12
Goal Score: 700 Across the Board and Amex Zync or Costco By The End Of 2012


Take the FICO Fitness Challenge
Message 33 of 215

Re: Odds at Getting Approved for Amex Blue Cash Everyday

If I wasnt trying to get approved for a house I,d be all over it as soon as I pay my balances on my 3 CCs in 2 weeks!! Trust me as soon as I close I,m applying for the Platinum card!
INFINITI10
Message 34 of 215
New Visitor

Re: Odds at Getting Approved for Amex Blue Cash Everyday


jimbo831 wrote:

Let us know what happens when you app.  And from my limited reading here, you should have no problem getting an approval with that credit profile.  If I were you I would've already applied, but then again, I'm super impatient and maybe not the model to follow.


Thanks for everybody's input, as always. I will report to you guys as soon as I apply. I'm getting impatient about waiting it out or not lol. I know that if I do, I'll most likely get approved hands down. I'm just leery of doing it right now and getting denied because I should've maybe waited until my utilization was lower or non-existent. How long do you have to wait if you get denied to re-apply?

Message 35 of 215
New Visitor

Re: Odds at Getting Approved for Amex Blue Cash Everyday


INFINITI2010 wrote:
If I wasnt trying to get approved for a house I,d be all over it as soon as I pay my balances on my 3 CCs in 2 weeks!! Trust me as soon as I close I,m applying for the Platinum card!

Good luck with that. I hope you get approved!

Message 36 of 215
Super Contributor

Re: Odds at Getting Approved for Amex Blue Cash Everyday


JaneS123445 wrote:

jimbo831 wrote:

Let us know what happens when you app.  And from my limited reading here, you should have no problem getting an approval with that credit profile.  If I were you I would've already applied, but then again, I'm super impatient and maybe not the model to follow.


Thanks for everybody's input, as always. I will report to you guys as soon as I apply. I'm getting impatient about waiting it out or not lol. I know that if I do, I'll most likely get approved hands down. I'm just leery of doing it right now and getting denied because I should've maybe waited until my utilization was lower or non-existent. How long do you have to wait if you get denied to re-apply?


30 days, if you get declined.  It's been my experience that AmEx doesn't mind frequent apps, so long as it's with them.

Message 37 of 215
Established Contributor

Re: Odds at Getting Approved for Amex Blue Cash Everyday


JaneS123445 wrote:

jimbo831 wrote:

Let us know what happens when you app.  And from my limited reading here, you should have no problem getting an approval with that credit profile.  If I were you I would've already applied, but then again, I'm super impatient and maybe not the model to follow.


Thanks for everybody's input, as always. I will report to you guys as soon as I apply. I'm getting impatient about waiting it out or not lol. I know that if I do, I'll most likely get approved hands down. I'm just leery of doing it right now and getting denied because I should've maybe waited until my utilization was lower or non-existent. How long do you have to wait if you get denied to re-apply?


With Amex, I'm pretty sure the waiting period is 30 days.  Good luck!

Gardening with: PSECU Combo $1k, Chase Freedom $3.5k, Discover It $1.7k, Amex Costco True Earnings $2k, Capital One Platinum $500, Best Buy Store Card $2.7k

Starting Score: FICO: 587 EX, 594 EQ, 632 TU, 2/15/12; USAA FAKO: 525 EX, 541 EQ, 525 TU, 2/15/12
Current Score: FICO: 678 EX, 629 EQ, 658 TU, 3/27/12; USAA FAKO: 721 EX, 721 EQ, 576 TU, 3/9/12
Goal Score: 700 Across the Board and Amex Zync or Costco By The End Of 2012


Take the FICO Fitness Challenge
Message 38 of 215
Moderator

Re: Odds at Getting Approved for Amex Blue Cash Everyday


Open123 wrote:

With me and everyone I know here they've ONLY ever pulled Ex.  


There's been a few posts here in the last three months (I know, I know, but I check pretty much every Amex approval thread... stupid compulsion) where EX + either EQ or TU were pulled.

 

I certain they only do this on borderline cases, as it costs additional money to do it.  Probably only for people who don't have an extended period of time living at their current address too: in my case I've lived in Cali for the past 7 years, it's a foregone conclusion EX will be pulled and probably none other; however, if I'd applied after living in either the East or Midwest, it wouldn't have surprised me at all to get an additional pull from a different bureau.

 

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 39 of 215
Mega Contributor

Re: Odds at Getting Approved for Amex Blue Cash Everyday


jimbo831 wrote:

JaneS123445 wrote:

jimbo831 wrote:

Let us know what happens when you app.  And from my limited reading here, you should have no problem getting an approval with that credit profile.  If I were you I would've already applied, but then again, I'm super impatient and maybe not the model to follow.


Thanks for everybody's input, as always. I will report to you guys as soon as I apply. I'm getting impatient about waiting it out or not lol. I know that if I do, I'll most likely get approved hands down. I'm just leery of doing it right now and getting denied because I should've maybe waited until my utilization was lower or non-existent. How long do you have to wait if you get denied to re-apply?


With Amex, I'm pretty sure the waiting period is 30 days.  Good luck!


It's 30 days. JaneS you should be good on the approval go for it!




EQ FICO 548 3/3/16
Message 40 of 215