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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
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Re: Odds at Getting Approved for Amex Blue Cash Everyday


Skinnyminnie wrote:

Well the good news so far is you didn't get instantly denied so there's still hope!  :smileyhappy:



I would agree with this assessment, even though I know the wait absolutely sucks.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Contributor
JaneS1123445
Posts: 108
Registered: ‎03-04-2012
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Re: Odds at Getting Approved for Amex Blue Cash Everyday

Thanks for the positive vibes guys. I sure hope they tell me something soon, I don't know if I can take the wait!!!!

Senior Contributor
Open123
Posts: 4,219
Registered: ‎02-23-2011
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Re: Odds at Getting Approved for Amex Blue Cash Everyday

Unless you have something on teletrack or chex systems, you'll very likely be approved.

 

I think the extra time is address or id verification.  You may get a request for an information review.  

Frequent Contributor
payingoffdebt001
Posts: 406
Registered: ‎04-15-2011
0

Re: Odds at Getting Approved for Amex Blue Cash Everyday

Went camping over the weekend and was away from the intenet, thank goodness becuase this suspense would of driven me to having a bad hang over!!! 

 

Good luck jane..sorry it wasnt an instant approval....good vibes are being sent your way by everyone!!

Contributor
JaneS1123445
Posts: 108
Registered: ‎03-04-2012
0

Re: Odds at Getting Approved for Amex Blue Cash Everyday


Open123 wrote:

Unless you have something on teletrack or chex systems, you'll very likely be approved.

 

I think the extra time is address or id verification.  You may get a request for an information review.  


 I dont' owe anyone besides my visa, and I've never been in collections/foreclosures/bankruptcy/payday loans or anything like that. My address may be an issue, I've lived at my current address almost 2 yrs, the previous one a year, and the one before that 19yrs. Perhaps they're trying to verify who I am. I had this issue with Macy's who requested proof of my address since I had recently moved from the 19yr home into the apartment I was in for one year. So they might just ask me for proof too.

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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
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Re: Odds at Getting Approved for Amex Blue Cash Everyday

If it were addresses, they'd hate me, I've had 4 different addresses in the last 5 years.

 

Did you call?

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Contributor
JaneS1123445
Posts: 108
Registered: ‎03-04-2012
0

Re: Odds at Getting Approved for Amex Blue Cash Everyday


payingoffdebt001 wrote:

Went camping over the weekend and was away from the intenet, thank goodness becuase this suspense would of driven me to having a bad hang over!!! 

 

Good luck jane..sorry it wasnt an instant approval....good vibes are being sent your way by everyone!!


Thanks! I'm not too worried. They probably would've denied me on the spot if they weren't going to approve me from the get-go. I think they'll end up requesting info or something. It seems like they're doing a little investigating. Even if they only give me a $500 dollar credit limit, I'll be happy as hell to have my foot in the door with a great card. And by the way, I would've gone out of my mind too if I had applied and left to go camping for the weekend. :smileylol:

Contributor
JaneS1123445
Posts: 108
Registered: ‎03-04-2012
0

Re: Odds at Getting Approved for Amex Blue Cash Everyday


FrugalRican wrote:

If it were addresses, they'd hate me, I've had 4 different addresses in the last 5 years.

 

Did you call?


Yes I did, I posted earlier on here that they told me it would be another 48-72 hours because it was in review.

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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
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Re: Odds at Getting Approved for Amex Blue Cash Everyday


JaneS1123445 wrote:

FrugalRican wrote:

If it were addresses, they'd hate me, I've had 4 different addresses in the last 5 years.

 

Did you call?


Yes I did, I posted earlier on here that they told me it would be another 48-72 hours because it was in review.


I need more coffee, I totally read that earlier too.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Odds at Getting Approved for Amex Blue Cash Everyday

Looking good so far Jane!!! I really hope you get it!!




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