No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I just closed my Capital One secured last week, and I was wondering if I should go for the Chase Freedom or wait it out until December or January to get it. Currently I have no credit debt, a 650 discover that i pif each month, a kohls and a best buy card that I just recently fully paid off.
I have 10 inq's on my report, my latest one in 6/13, but the majority of them were in Jan-March.
on mycreditinform.com, with a 194/600 balance on my best buy, I had a 681 EX score.
Thanks
What is your AAoA?
Discover opened in 3/13
Best Buy opened in 1/13
Kohls opened in 6/12
Cap One opened in 6/13 closed 9/13
@09Lexie wrote:
If approved, it'll probably less than $1000
I think you have a good shot. But I agree with Lexie, you will probably get a limit in the area of ~$650.
Okay that's fine. My income is 19,000 a year. And should I go for it? I really don't want to risk it if I cant get approved at all..
These are my inq dates
1/18
1/18
2/4
2/6
2/19
2/20
2/23
4/2
4/17
6/11
All in 2013
Like I said that's fine, I am just wondering if I should go for it, or not waste the inq. I don't mind the limit, I dont really spend a ton of money and I never carry a high balance.
I say go for it. No one here will be able to give you a better answer than what you have already gotten. There is certainly a decent chance of approval, but it is also not a definite. There is only one way to find out.
I GOT APPROVED FOR A 3K LIMIT!!!
THANKS GUYS!!