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Odds for Chase Freedom?

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xgac12x
Established Contributor

Odds for Chase Freedom?

I just closed my Capital One secured last week, and I was wondering if I should go for the Chase Freedom or wait it out until December or January to get it. Currently I have no credit debt, a 650 discover that i pif each month, a kohls and a best buy card that I just recently fully paid off. 

 

I have 10 inq's on my report, my latest one in 6/13, but the majority of them were in Jan-March. 

 

on mycreditinform.com, with a 194/600 balance on my best buy, I had a 681 EX score. 

 

Thanks

CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 1 of 26
25 REPLIES 25
GOldfishes
Contributor

Re: Odds for Chase Freedom?

What is your AAoA?

Experian: 734 Equifax: 765 Transunion:776

BoA Cash Rewards($6500)|Fidelity Investment Rewards AMEX($5000)|Chase Freedom($4000)|
Chase Sapphire Preferred($6500)|Amex PRG ($NPSL)|Amex SPG($6000)|Amex Business Gold Rewards($NPSL)|Amex BCE ($10,200)|Citi AA Exec ($10,500)|
Message 2 of 26
xgac12x
Established Contributor

Re: Odds for Chase Freedom?

Discover opened in 3/13

Best Buy opened in 1/13

Kohls opened in 6/12

Cap One opened in 6/13 closed 9/13 

CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 3 of 26
09Lexie
Moderator Emerita

Re: Odds for Chase Freedom?

Message 4 of 26
GOldfishes
Contributor

Re: Odds for Chase Freedom?


@09Lexie wrote:
If approved, it'll probably less than $1000

I think you have a good shot. But I agree with Lexie, you will probably get a limit in the area of ~$650.

Experian: 734 Equifax: 765 Transunion:776

BoA Cash Rewards($6500)|Fidelity Investment Rewards AMEX($5000)|Chase Freedom($4000)|
Chase Sapphire Preferred($6500)|Amex PRG ($NPSL)|Amex SPG($6000)|Amex Business Gold Rewards($NPSL)|Amex BCE ($10,200)|Citi AA Exec ($10,500)|
Message 5 of 26
xgac12x
Established Contributor

Re: Odds for Chase Freedom?

Okay that's fine. My income is 19,000 a year. And should I go for it? I really don't want to risk it if I cant get approved at all..

 

These are my inq dates

1/18

1/18

2/4

2/6

2/19

2/20

2/23

4/2

4/17

6/11

 

All in 2013

 

CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 6 of 26
youngandcreditwrthy
Senior Contributor

Re: Odds for Chase Freedom?

That's a high amount of inqs. You may get a $500-2000 cl if you get approved.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 7 of 26
xgac12x
Established Contributor

Re: Odds for Chase Freedom?

Like I said that's fine, I am just wondering if I should go for it, or not waste the inq. I don't mind the limit, I dont really spend a ton of money and I never carry a high balance.

CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 8 of 26
GOldfishes
Contributor

Re: Odds for Chase Freedom?

I say go for it. No one here will be able to give you a better answer than what you have already gotten. There is certainly a decent chance of approval, but it is also not a definite. There is only one way to find out.  Smiley Surprised

Experian: 734 Equifax: 765 Transunion:776

BoA Cash Rewards($6500)|Fidelity Investment Rewards AMEX($5000)|Chase Freedom($4000)|
Chase Sapphire Preferred($6500)|Amex PRG ($NPSL)|Amex SPG($6000)|Amex Business Gold Rewards($NPSL)|Amex BCE ($10,200)|Citi AA Exec ($10,500)|
Message 9 of 26
xgac12x
Established Contributor

Re: Odds for Chase Freedom?

I GOT APPROVED FOR A 3K LIMIT!!!

 

THANKS GUYS!! Smiley Happy

CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 10 of 26
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