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I'm currently a full time student and I have a part time job thats makes 10k a year. I have a wells fargo college cash back card (3/12), Discover It (1/13), Citi Forward (12/12), and Capital One Journey (1/13). Do you guys think i have a chance of getting this card approved?
A chance? Sure. At the very least, wait until you have a year of history on the Wells Fargo card in March.
We could better tell you what that chance is if you give is a bit more info about your credit history. Any derogatories?
My credit report is pretty clean, no late payments or collections. Only 20% usage and my dicover or cap one have not been reported yet. My transunion score is 703 pull by citi, also experian 717 from creditsesame, but the score I got from myfico is 679. I really want to start building a relationship with amex, I went ahead and applied, fingers cross. If denied, I'll just be a AU on my dad's gold card.
Don't know yet because they pull the wrong report, but it is in processing status. Did you get approved when your oldest account was 1.5yrs?
@CredittotheMax wrote:Don't know yet because they pull the wrong report, but it is in processing status. Did you get approved when your oldest account was 1.5yrs?
Pulled wrong report?
You live in California or have your EX frozen?
@CredittotheMax wrote:Don't know yet because they pull the wrong report, but it is in processing status. Did you get approved when your oldest account was 1.5yrs?
What do you mean by wrong report? Yeah it was instant approved. I applied for the zync twice (since i read it was an easy charge card to get) but i was denied both times so I was surprised to be approved for the green.
Well, its a long story. Me and my sister has a very similar first name and our SS # is only a number differ. So, a lot of her info was put on my report: like car loan, student loan, many inquires, and many cards. I ended up calling experian to correct it, and Amex told me they will reprocess the app.
@CredittotheMax wrote:Well, its a long story. Me and my sister has a very similar first name and our SS # is only a number differ. So, a lot of her info was put on my report: like car loan, student loan, many inquires, and many cards. I ended up calling experian to correct it, and Amex told me they will reprocess the app.
that's crazy
Me and my sister had a very similar first and same last name.
Our SSN almost the same only 1 number different but we never have anything mess up like that.
I would call up all credit bureau and get them fix all.