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Odds of getting Chase

Valued Contributor

Odds of getting Chase

With my Equifax:

655
11 Year History
Goods:
1 Citi $8k/$250
1 Citi $8k/150
1 Discover $11k/$80
1 New HSBC $2k/$200

Bads:
6 1/2 yo Cap1 $1400 CO (OC'd them, we'll see)
1 Paid Collection (DOFD 5/05, PIF 12/07, trying to get Dr. to remove)

Is there a pre-qualify site I can go to?
MyFico Scores (TU/Exp/Efx):

11/02/08 696 / 695/ 737- 5/4/08: 667 / 703 / 668 - 11/07 Low 500s All (Fako)
Message 1 of 12
11 REPLIES
Established Contributor

Re: Odds of getting Chase

I say your chances are great at getting Chase , very high......Smiley Happy
TU 662 EQ 644
EX 643
Message 2 of 12
Established Contributor

Re: Odds of getting Chase

I would apply over the phone.
9/18/08 TU=707 EQ=706 EX=702
Message 3 of 12
Established Contributor

Re: Odds of getting Chase

I agree with so confused do it over the phone...
TU 662 EQ 644
EX 643
Message 4 of 12
Valued Contributor

Re: Odds of getting Chase

Can you tell me why the phone is better?

Also do you have any links for online prequalify?

I want to apply for the Amazon Card, I have an Amazon Account I've used regularly for 3 years (paying with my parents Amex), so I'm hoping being a regular customer might help there. My sister applied, she got an $8k Line. She was on my parents Amex as an AU at that time, I am too but not yet reported.

Thank!

Oh PS: One reason I was going to wait was to see if my two unpaid Collections fell off after my DV of last week AND to see if my Amex AU shows up. Is there anything to just applying now, taking whatever answer/CL I get, and then when the baddies go and the Amex shows up asking for CLI or better to wait?
MyFico Scores (TU/Exp/Efx):

11/02/08 696 / 695/ 737- 5/4/08: 667 / 703 / 668 - 11/07 Low 500s All (Fako)
Message 5 of 12
Super Contributor

Re: Odds of getting Chase

I was declined for Chase Amazon Biz Card.  Still, waiting to hear about Chase Freedom card for which I applied 3 weeks ago.
Message 6 of 12
Senior Contributor

Re: Odds of getting Chase

nyccc, I THINK that a pre-approval link was posted yesterday. cheddar bookmarked it.....


I did too, but I don't know how to retrieve bookmarks from here. It's right here in the CC forum.
"Never ever, ever be late. Never" (FUTR)
Message 7 of 12
Super Contributor

Re: Odds of getting Chase



Sylviatob wrote:
nyccc, I THINK that a pre-approval link was posted yesterday. cheddar bookmarked it.....


I did too, but I don't know how to retrieve bookmarks from here. It's right here in the CC forum.

I am not sure if Chase was in that post. I beleive, HSBC / BOA / CapOne were in that link.
Message 8 of 12
Senior Contributor

Re: Odds of getting Chase

ahhhhh ok. There were so many....couldn't remember. Thanks concord.

nyccc, pls disregard what I said. I wish Chase DID have a pre-approval link.
"Never ever, ever be late. Never" (FUTR)
Message 9 of 12
Moderator Emeritus

Re: Odds of getting Chase

I'm with you.  I wish they had one, too.
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Message 10 of 12