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Just wondering what you guys and gals think odds are of getting a Care Credit account? Me and the DW need some dental work and vision stuff. Scorewatch score 567, TU per Wal Mart 622, 602 CS score.
Without getting into super detail. I have a couple of newer accounts (Wal-mart, Discover IT secured, Express, HSN). There are baddies on my reports, I believe all are over 2 years old. I have several good standing accounts.
I just want this and I'm done for a while. Need the work and needed the work for a long while
Thanks for any input you can provide. And more information can be provided on request
@Jarnog wrote:Just wondering what you guys and gals think odds are of getting a Care Credit account? Me and the DW need some dental work and vision stuff. Scorewatch score 567, TU per Wal Mart 622, 602 CS score.
Without getting into super detail. I have a couple of newer accounts (Wal-mart, Discover IT secured, Express, HSN). There are baddies on my reports, I believe all are over 2 years old. I have several good standing accounts.
I just want this and I'm done for a while. Need the work and needed the work for a long while
Thanks for any input you can provide. And more information can be provided on request
Id say since you got Walmart, you have a chance... they pull TU
I got approved this morning for $500 instant with TU (FICO) of 585. I only had 1 inquiry on my TU CR. I had about 6 or 7 collections accounts reporting. (all are paid offf though) And my utilization was around 70%. (this was an accident as I thought all my CC I had paid off had already reported so I think my score would have been higher with 0% utilization)
Thanks for the responses. I dunno...I am on the fence. I have a few recent inq on my TU. The IT secured, Wally and probably at least one more maybe more.
I don't mind taking another INQ as I plan to garden for at least a year or so (minus cli requests, SP that is). But as always and as all of us have had, that feeling of getting shot down is so disheartening LOL.