Odds

[Jarnog]

Just wondering what you guys and gals think odds are of getting a Care Credit account?  Me and the DW need some dental work and vision stuff.  Scorewatch score 567, TU per Wal Mart 622, 602 CS score. 

Without getting into super detail.  I have a couple of newer accounts (Wal-mart, Discover IT secured, Express, HSN).  There are baddies on my reports, I believe all are over 2 years old.  I have several good standing accounts. 

I just want this and I'm done for a while.  Need the work and needed the work for a long while

Thanks for any input you can provide.  And more information can be provided on request

[Creditaddict]

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@Jarnog wrote:

Just wondering what you guys and gals think odds are of getting a Care Credit account?  Me and the DW need some dental work and vision stuff.  Scorewatch score 567, TU per Wal Mart 622, 602 CS score. 

Without getting into super detail.  I have a couple of newer accounts (Wal-mart, Discover IT secured, Express, HSN).  There are baddies on my reports, I believe all are over 2 years old.  I have several good standing accounts. 

I just want this and I'm done for a while.  Need the work and needed the work for a long while

Thanks for any input you can provide.  And more information can be provided on request

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Id say since you got Walmart, you have a chance... they pull TU

[mt2va]

I got approved this morning for $500 instant with TU (FICO) of 585.  I only had 1 inquiry on my TU CR.  I had about 6 or 7 collections accounts reporting.  (all are paid offf though)  And my utilization was around 70%.  (this was an accident as I thought all my CC I had paid off had already reported so I think my score would have been higher with 0% utilization) 

[Jarnog]

Thanks for the responses.  I dunno...I am on the fence.  I have a few recent inq on my TU.  The IT secured, Wally and probably at least one more maybe more. 

I don't mind taking another INQ as I plan to garden for at least a year or so (minus cli requests, SP that is).  But as always and as all of us have had, that feeling of getting shot down is so disheartening LOL.