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I have had my Amex card for a couple of years now and saw that I can upgrade my card to a platinum Amex but see the annual fee is $450...what are the benefits?
If your Amex is just a gold card and not a PRG then you have a couple of options. The Plat is terrific for travelers as explained in the link, the PRG is a better MR accumulator with a smaller annual fee.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Be aware Amex may occasionally target you with an offer for extra MRs as part of the upgrade. You might wish to wait a while in case you get such an offer.
unless they are also offering a massive bonus then i would decline.
Thanks everyone I'm definitely gonna hold off on the upgrade..