Office Depot closed my card with my knowing due to inactivity..what will happen to my other cards..

[Anonymous]

In an effort to improve my credit I got a lot of cards, department cards as well as big bank. I thought I was doing a good job managing the cards untill I logged on and saw that Office Depot closed my account. When I called, they told me it was due to inactivity. I understand ..and know that I have use my cards a couple of times a month or 3 months. I am just scared what if my other card were to drop me because they saw Office Depot close my acount? I know that the credit cards companies don't have to let you know that they are closing your account..which sucks! 

[Anonymous]

You will be fine.. You are over thinking it. Consider it one less card to manage.

[Anonymous]

I wouldn't worry about it. If it was closed for inactivity. Did you really need it?

The only time "Closed by grantor" really means anything is on manual review.

[Santi78342]

+1 with these guys ^^

Don't sweat it!

[FinStar]

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@Anonymous wrote:

I wouldn't worry about it. If it was closed for inactivity. Did you really need it?

The only time "Closed by grantor" really means anything is on manual review.

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Agree.  And, even under manual review, unless the rest of CR profile gets some scrutiny, it's like it's not even there at all.

OP - to avoid any inactivity situations with lenders closing cards, use them!  At least place some periodic charges to keep them active once every 3 months or so.

[Shogun]

If you have plenty of others, just listen to Elsa and let it go.

[jsucool76]

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@Shogun wrote:

If you have plenty of others, just listen to Elsa and let it go.

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#MadeMyDay

Don't worry about it...and if you are...throw a recurring payment on your accounts. I have dollar shave club on my Slate because I simply have no other use for the card (Except the new FICO scores which I argued with chase for a month to get working) 

[Shogun]

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@jsucool76 wrote:

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@Shogun wrote:

If you have plenty of others, just listen to Elsa and let it go.

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#MadeMyDay

Don't worry about it...and if you are...throw a recurring payment on your accounts. I have dollar shave club on my Slate because I simply have no other use for the card (Except the new FICO scores which I argued with chase for a month to get working) 

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[Anonymous]

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@Anonymous wrote:

In an effort to improve my credit I got a lot of cards, department cards as well as big bank. I thought I was doing a good job managing the cards untill I logged on and saw that Office Depot closed my account. When I called, they told me it was due to inactivity. I understand ..and know that I have use my cards a couple of times a month or 3 months. I am just scared what if my other card were to drop me because they saw Office Depot close my acount? I know that the credit cards companies don't have to let you know that they are closing your account..which sucks! 

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Am I the only one having trouble understanding this post? Did you use or not use your card? A couple of purchases per month are considered inactive? Did they close it with or without your knowing?

Have you called them to try to reopen the card?

[Anonymous]

Probably means nothing.  I never used my gas card & they finally closed it.  Doesn't reflect negative on your credit report.  And no other cc company closed any other accouts.  You're good.