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Established Contributor
Posts: 610
Registered: ‎09-13-2009
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Oh Amex... You cease to amaze me!

I know a lot of people have talked about how Amex is always a month behind in updating our information to the CRA... but for the last 2 months, I have noticed that 2 days after my statement has cut, my updated balance is reflecting on Experian!  Equifax and Transunion follow suit about 2-3 days later.  Has this been everyone else's experience as well?!

Moderator Emeritus
Posts: 16,385
Registered: ‎03-12-2007
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Re: Oh Amex... You cease to amaze me!

Your experience has been the same as mine.

Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Contributor
Posts: 132
Registered: ‎12-07-2010
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Re: Oh Amex... You cease to amaze me!

My first statement on my new Gold Preferred posted on the 14th... It appeared on my EX report today.

 

Will see in a few days what happens with my Blue Cash Preferred.


Starting Score: EX FICO: Unknown EQ FICO: 717 TU (CreditKarma): 713
Current Score: EX FICO: 737 EQ FICO: 752 TU (CreditKarma): 717
Goal Score: EX FICO: 760 EQ FICO: 760 TU (CreditKarma): 760


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Regular Contributor
Posts: 227
Registered: ‎06-01-2011
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Re: Oh Amex... You cease to amaze me!

What does it say/show?

Specifically for charge accounts (vs credit accounts)

My first statement closed two weeks ago
BK to fall off 2/12 - DONE!
myFICO (6-14-11): EX ?, EQ 684, TU 713
FICO (5-17-12): EX: 731
CreditSecure FAKOs (6-14-11): EX 745, EQ 661, TU 654
CreditSecure FAKOs (5-17-12): EX 732, EQ 671, TU 697
Goal: 760 across the board
Regular Contributor
Posts: 118
Registered: ‎04-17-2011
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Re: Oh Amex... You cease to amaze me!

[ Edited ]

my statement just posted on the 14 and i just pulled my report for month today and its already updated with the balance date

My Cards
BBVA/Compass 2/12 $ 5000 ----- Chase Freedom 12/10 $3000 ---- Cabela's 1/12 $3000 -----US Bank FlexPerks Cash Rewards 6/11 $3000 ----Walmart Discover 10/11 $2814 ------ Discover More 11/11 $2500 ----- Amazon Store Card 2/11 $2100---- Amex Zync 4/11 ---- Citi Dividend Platinum Select 3/11 $1950 ---- BofA Cash Rewards 12/11 $1000
Frequent Contributor
Posts: 411
Registered: ‎05-01-2010
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Re: Oh Amex... You cease to amaze me!

My Blue Cash Everyday card closed the first statement on the 10th and it still hasn't reported.

Valued Contributor
Posts: 2,708
Registered: ‎10-16-2008
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Re: Oh Amex... You cease to amaze me!

OK, just to clarify here...

 

Charge cards now report when?

 

Revolvers now report when?

 

 

 

I am admittedly AMEX-curious here.  Sorry, Mom!  Smiley Happy

 

 

 

Senior Contributor
Posts: 3,067
Registered: ‎11-02-2009
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Re: Oh Amex... You cease to amaze me!


scientifics wrote:

My Blue Cash Everyday card closed the first statement on the 10th and it still hasn't reported.


I think there is a difference between the delay involved for the card to show up on your report in the first instance, and the delay between your subsequent statements and your reports updating to reflect the new balance.  I am not sure because I don't pull reports often enough to verify, but I think people may be talking past each other a little bit. 


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Established Contributor
Posts: 610
Registered: ‎09-13-2009
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Re: Oh Amex... You cease to amaze me!


Uborrow-Upay wrote:

OK, just to clarify here...

 

Charge cards now report when?

 

Revolvers now report when?

 

 

 

I am admittedly AMEX-curious here.  Sorry, Mom!  Smiley Happy

 

 

 


My revolver is showing up on my EX 2 days after statement cut.  EQ and TU updating about 2-3 days afterwards.

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