Credit Cards Center Credit cards from our partners
Reply
Valued Contributor
Posts: 1,668
Registered: ‎02-18-2009
0

Re: Oh I'm so Embarrassed!

[ Edited ]

gettinoutofdebt wrote:
Thanks. I've got a nephew who is a Naval officer. I'll ask my brother about that possibility.

Nephew sponsors brother, brother sponsors you, should take a few weeks at the most. 

 

 

Jackpot.

 

By the same token, in my personal experience anyone who has not taken a good hard look at their shopping, their incoming and outgoing money is probably frittering away hundreds (and I do not mean just one or two) a month.


For example: not shopping for groceries at different venues and simply one stop shopping probably has you spending twice as much as you need to a week. Taking a lunch and your own bottled beverages to work can save you a hundred a month right there.


Recovering that "lost" income could easily help you get ahead.

Oh and the allowance? I would consider making it merit/chores based.

 

 

Message Edited by usmc58555 on 07-02-2009 07:56 PM
Signature line begins:
Credit is not a right, but a business transaction, one that takes into account risk, and charges accordingly based on that risk.
Your credit score is an aspect of your credit profile. Important? yes but just an aspect. Contributing/supplemental information determines the finer point of the deal. Ask any question, respect me not to get mad if the answer is not the affirmation you are looking for,
Super Contributor
Posts: 5,722
Registered: ‎10-06-2007
0

Re: Oh I'm so Embarrassed!


gettinoutofdebt wrote:
Just out of curosity, what does AA mean?   "seen AA across the board on all of their CC "

 

AA = Adverse action.  Lowering og credit limits, rasiing of interest rates or even closing the card.
09/10/2016 FICO: EQ: 797 EX:788 TU:795
Super Contributor
Posts: 5,722
Registered: ‎10-06-2007
0

Re: Oh I'm so Embarrassed!


usmc58555 wrote:

By the same token, in my personal experience anyone who has not taken a good hard look at their shopping, their incoming and outgoing money is probably frittering away hundreds (and I do not mean just one or two) a month.


For example: not shopping for groceries at different venues and simply one stop shopping probably has you spending twice as much as you need to a week. Taking a lunch and your own bottled


Yes a written budget and purchase plaining is the key to getting and staying out of debt.  I bring my own lunch to work most of the time.  Those 5 dollar lunches really start to add up and add inches to the waistline.

09/10/2016 FICO: EQ: 797 EX:788 TU:795
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Oh I'm so Embarrassed!


marty56 wrote:

usmc58555 wrote:

By the same token, in my personal experience anyone who has not taken a good hard look at their shopping, their incoming and outgoing money is probably frittering away hundreds (and I do not mean just one or two) a month.


For example: not shopping for groceries at different venues and simply one stop shopping probably has you spending twice as much as you need to a week. Taking a lunch and your own bottled


Yes a written budget and purchase plaining is the key to getting and staying out of debt.  I bring my own lunch to work most of the time.  Those 5 dollar lunches really start to add up and add inches to the waistline.


I yearn for the days of the $5 lunch!

Regular Contributor
Posts: 240
Registered: ‎08-08-2009
0

Re: Oh I'm so Embarrassed!

Please! Do not be embarrased.  it happens to the best of us.  Patience is the virture when it comes to credit Repair.  STOP USING THE CARD TRIGHT AWAY.   try selling items on Craig's list and give all proceeds to the high intrest card.  also try a 0%  balance transfer fo now

Highlighted
Regular Contributor
Posts: 190
Registered: ‎08-12-2012
0

Re: Oh I'm so Embarrassed!


Trishco wrote:

Oh oh oh....one more thing, that has saved me probably a lot of $$ as well as time is crockpot and freezer meals! 

 

When ground beef goes on sale, I'll cook up 10-20 lbs at a time and freeze it in portions.  Super fast and easy to throw together some sloppy joes, or soft tacos etc!!   If age appropriate, get the kids in on it!

 

It will be tough, but you have to make your "will" tougher!!   Smiley Wink



Trishco wrote:

Oh oh oh....one more thing, that has saved me probably a lot of $$ as well as time is crockpot and freezer meals! 

 

When ground beef goes on sale, I'll cook up 10-20 lbs at a time and freeze it in portions.  Super fast and easy to throw together some sloppy joes, or soft tacos etc!!   If age appropriate, get the kids in on it!

 

It will be tough, but you have to make your "will" tougher!!   Smiley Wink


+1

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.