No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Those scores will rebound quick, just sit in the garden awhile and you'll be fine.
If it is any consolation, my EQ dropped 7 points due to a new inquiry/card. My TU will be dropping soon also due to another inquiry/card. At least the inquiries resulted in new accounts.
I'll join you in the garden
@lylesvegas wrote:
Well after last week of apping the accounts and the inquiries are starting to take its toll. I have my fico score watch and the alerts are rolling in. My eq score was a 641 on 11-21 it is now 630 with a couple of accounts still to be added. But I hope going to garden for at least 6 mo my scores will come back strong.
Your lucky it only dropped 11 points, If it was me 1 app I would drop that same 11 points or more. The higher your score is the harder it is to maintain it. Don't worry though if you pay all your bills on time and garden for 6 months to a year your credit scores should increase... Tell yourself, no more apps till my score is over 700. Its better to have a score over 700 anyways you get better offers that way.
I've taken as much as a 27pt hit from a single INQ.
@Repo-ed wrote:I've taken as much as a 27pt hit from a single INQ.
Was this on TU98 model?
@rootpooty wrote:
@Repo-ed wrote:I've taken as much as a 27pt hit from a single INQ.
Was this on TU98 model?
It was either TU or EQ from here - can't recall fully, without looking up my journal entry.
27 point hit !!!!!! That's scary !!!!
@lylesvegas wrote:27 point hit !!!!!! That's scary !!!!
Yeah but its normal, the higher the score the harder the hit. That is why it is very hard to achieve a 800 credit score and still be alive. lol