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Walked into my credit uunion today to deposit money and recognized they've rolled out a set of brand new credit cards. Get this it had a fixed APR of 8.9% for all three cards it offered. Waiting in line was horrendous since I promised myself that the NFL visa would be my last credit card for 2013. Since I will apply for an auto loan come fall through my CU maybe theyll offer me the CC on the initial HP. Woosah Woosah I must be patient...good things shall come to those who wait! Have you folks ever heard of a fixed rate CC at 8.9
@jht2 wrote:Walked into my credit uunion today to deposit money and recognized they've rolled out a set of brand new credit cards. Get this it had a fixed APR of 8.9% for all three cards it offered. Waiting in line was horrendous since I promised myself that the NFL visa would be my last credit card for 2013. Since I will apply for an auto loan come fall through my CU maybe theyll offer me the CC on the initial HP. Woosah Woosah I must be patient...good things shall come to those who wait! Have you folks ever heard of a fixed rate CC at 8.9
Pretty sure barclay has one even less APR
Its rare to see a fixed APR
Navy has 8. something.... We have 9.65% on our Cash Sigi.
But yes, My optima through my father use to have 6.4% FIXED! (might have actually been under 6%) wish still had that!
So why are you not applying for it? will help towards auto approval later!
I didnt know my CU had that (out of the loop). And I just applied for the nfl visa and was wary of barclays dislike of inquiries so I'm going to wait till Oct/Nov.
@jht2 wrote:I didnt know my CU had that (out of the loop). And I just applied for the nfl visa and was wary of barclays dislike of inquiries so I'm going to wait till Oct/Nov.
its over rated especially just 1 and with a relationship that matters WAY more with your CU
I know wish i wouldve known before applyinh. Ive had a loan with them before and my friend/banker said I should get approved but I need to let my current cards age. Anyhow if they do auto approve for it when I apply for the auto loan this fall I can use it for xmas gifts. Plus it offers rewards but we'll see.
Educators Visa® Platinum Benefits
I guess fixed rates are starting to make a comeback