Regular Contributor
Posts: 179
Registered: ‎08-13-2007

Oh crap what just happned... Kay's Account..

So my wife went in today to see about getting a CLI.  The year before last we went in and combined accounts (mine/hers) or so we thought.  Today they informed my wife that they weren't combined and her account was closed.  So apparently they reopened her account and assured her it would just reopen, same account number and all, they also gave a CLI.  My concern is..will this show up on her report as a duplicate account but with one closed and one open?  Could this account now show as a brand new account instead of an old account?  She was assured that nothing would change on her report other than this account showing open with a CLI.


I'm not convinced.



Valued Contributor
Posts: 1,603
Registered: ‎12-07-2008

Re: Oh crap what just happned... Kay's Account..

Sorry I cannot help you but please let us know when you find out for sure.  I'm curious - when, if ever, was the last time your wife used her Kay's card?  When was the last time she checked any of her CRs and did it show closed on there?
11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800

Starting Score: 648
Current Score: 736
Goal Score: 765

Take the FICO Fitness Challenge

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.