Frequent Contributor
Posts: 271
Registered: ‎09-30-2012

Re: Oh that felt SOOOO Good! Flushed Orchard

I will definitely remember that!

Starting Score: 530 - 2/12
Current Score: EX - 720 EQ - 714 TU-690 WM-720
App free since 5/7/2014
Community Leader
Senior Contributor
Posts: 26,659
Registered: ‎02-07-2013

Re: Oh that felt SOOOO Good! Flushed Orchard

Surprised it went down without a fee/fight :smileyvery-happy:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13

New Contributor
Posts: 95
Registered: ‎04-02-2012

Re: Oh that felt SOOOO Good! Flushed Orchard

I'm dealing with them reporting mine still open and with a $79 balance too. I closed it in September when they wouldn't wave the AF or give me a CLI. It was stuck at $500 and my Amex was $6k and my Freedom was 3k. SEE YA! Felt good.

It sucks the first cards we get are the ones more likely to screw us and be a PITA.
From no credit to EQ 747 in 16 months using info from these forums!

Chase Freedom 3k, Chase Slate 5k, Chase Sapphire Preferred 6.4K Amex Blue Cash 9k, Discover More 5K, Citi Simplicity 3.2k

RIP: Orchard/Cap1 520CL

Fico 726

Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012

Re: Oh that felt SOOOO Good! Flushed Orchard

Congrats! I have one with a $1100 CL. It is my oldest card...almost 4 years old. I'm waiting for the Cap1 transition to finalize to see what replacement card I get and whether or not it will grow with me. Just this past Jan, I was approved for the Chase Freedom and it finally replaced the Orchard card. I need two everyday cards and I rotate them throughout the month...the Freedom and Cap1 Cash Rewards. So it is nice to now have two rewards cards to rotate instead of one dud and one rewards card.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014

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