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Frequent Contributor
Posts: 273
Registered: ‎09-30-2012
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Oh that felt SOOOO Good! Flushed Orchard

The card made such a sweet sound going through the shredder!


Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
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Re: Oh that felt SOOOO Good! Flushed Orchard

Ahh dang! I need to get up the nerve to do this to mine!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Posts: 273
Registered: ‎09-30-2012
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Re: Oh that felt SOOOO Good! Flushed Orchard

It felt so good.


Valued Contributor
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Registered: ‎04-14-2012
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Re: Oh that felt SOOOO Good! Flushed Orchard

Good for you!!! Congrats!!!

*8/10/13
Established Contributor
Posts: 529
Registered: ‎10-25-2012
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Re: Oh that felt SOOOO Good! Flushed Orchard

I'm on the fence about mine, it's one of my oldest cards after all. I think I may wait and see what happens after the full transition to Capital One

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
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Valued Contributor
Posts: 1,863
Registered: ‎09-20-2011
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Re: Oh that felt SOOOO Good! Flushed Orchard

Make sure they close it on your reports.  I closed mine over a year ago and it's still reporting as open with a $59 balance.  I closed it and the cancelled the AF but it still reports every month.  I'm currently disputing it as HSBC said that they reported it as closed.  BS.

Regular Contributor
Posts: 153
Registered: ‎03-09-2013
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Re: Oh that felt SOOOO Good! Flushed Orchard

I did mine. It felt awesome!

:smileywink:



"Its your AAoA, Sir. It seems, Sir, that it is so short that i dont think it would hurt for it to get a little shorter"
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Re: Oh that felt SOOOO Good! Flushed Orchard

Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
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Re: Oh that felt SOOOO Good! Flushed Orchard

Poor shredder, indigestion. :smileyhappy: Cngrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
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Re: Oh that felt SOOOO Good! Flushed Orchard


boomhower wrote:

Make sure they close it on your reports.  I closed mine over a year ago and it's still reporting as open with a $59 balance.  I closed it and the cancelled the AF but it still reports every month.  I'm currently disputing it as HSBC said that they reported it as closed.  BS.


unless your looking at annualcreditreports.com it could really be closed, companies like freecreditreport.com are completely useless.

 

Remember get it from annualcreditreport.com or your reports aren't worth a damn thing besides the weight of the paper it's printed on. Also remember you can also file a complaint and get it in writting, if they falsely report you can sue the creditor for violation of your credit report via FCRA $1,000 per violation. 


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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