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Frequent Contributor
obageegee
Posts: 270
Registered: ‎09-30-2012
0

Oh that felt SOOOO Good! Flushed Orchard

The card made such a sweet sound going through the shredder!



Starting Score: 530 - 2/12
Current Score: EX - 720 EQ - 714 TU-690 WM-720
App free since 5/7/2014
Senior Contributor
youngandcreditwrthy
Posts: 6,233
Registered: ‎08-16-2012
0

Re: Oh that felt SOOOO Good! Flushed Orchard

Ahh dang! I need to get up the nerve to do this to mine!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
obageegee
Posts: 270
Registered: ‎09-30-2012
0

Re: Oh that felt SOOOO Good! Flushed Orchard

It felt so good.



Starting Score: 530 - 2/12
Current Score: EX - 720 EQ - 714 TU-690 WM-720
App free since 5/7/2014
Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012
0

Re: Oh that felt SOOOO Good! Flushed Orchard

Good for you!!! Congrats!!!

*8/10/13
Established Contributor
tattooedhusker
Posts: 500
Registered: ‎10-25-2012
0

Re: Oh that felt SOOOO Good! Flushed Orchard

I'm on the fence about mine, it's one of my oldest cards after all. I think I may wait and see what happens after the full transition to Capital One

NFCU CashRewards $13.5k | AMEX BCE $9.5k | Lowes $17k | Sportsmanss guide $6.6k | Chase Freedom $1k | Discover IT $1.4k |
Walmart $8k | Gordman's $2150 |
Scores: EQ: 676 EX: 714 TU: 720 Goal: 750 across the board
Valued Contributor
boomhower
Posts: 1,863
Registered: ‎09-20-2011
0

Re: Oh that felt SOOOO Good! Flushed Orchard

Make sure they close it on your reports.  I closed mine over a year ago and it's still reporting as open with a $59 balance.  I closed it and the cancelled the AF but it still reports every month.  I'm currently disputing it as HSBC said that they reported it as closed.  BS.

Regular Contributor
solstice00
Posts: 153
Registered: ‎03-09-2013
0

Re: Oh that felt SOOOO Good! Flushed Orchard

I did mine. It felt awesome!

:smileywink:



"Its your AAoA, Sir. It seems, Sir, that it is so short that i dont think it would hurt for it to get a little shorter"
Moderator
09Lexie
Posts: 25,555
Registered: ‎09-13-2012
0

Re: Oh that felt SOOOO Good! Flushed Orchard

Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: Oh that felt SOOOO Good! Flushed Orchard

Poor shredder, indigestion. :smileyhappy: Cngrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Oh that felt SOOOO Good! Flushed Orchard


boomhower wrote:

Make sure they close it on your reports.  I closed mine over a year ago and it's still reporting as open with a $59 balance.  I closed it and the cancelled the AF but it still reports every month.  I'm currently disputing it as HSBC said that they reported it as closed.  BS.


unless your looking at annualcreditreports.com it could really be closed, companies like freecreditreport.com are completely useless.

 

Remember get it from annualcreditreport.com or your reports aren't worth a damn thing besides the weight of the paper it's printed on. Also remember you can also file a complaint and get it in writting, if they falsely report you can sue the creditor for violation of your credit report via FCRA $1,000 per violation. 


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758

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