Ohhh, you are good BofA. Sneaky good!

[lhcole77]

Called BofA to see about getting my APR reduced on my Alaska Siggy. Currently at 11.99%.

Ended the call with a 0% BT through October 2016 but no APR reduction.

Is it just me or are BofA CSRs balance transfer pushers?

Score: BofA 1   Me: 0

[baller4life]

OMG yes!! BofA really pushes balance transfers. They flood my email and mailbox weekly with promos and checks. Just got an email today as a matter fact. Geez. I already gave them a balance transfer. Stop stalking me!! Lol

[B335is]

Yeah they love to push BT.

11.99 is pretty low to begin with.

[JSS3]

I want in with them so bad! Gotta wait.

[thelethargicage]

---

@JSS3 wrote:
I want in with them so bad! Gotta wait.

---

You already have a Discover with a $14K CL--what do you need a BofA CC for?

[Anonymous]

---

@thelethargicage wrote:

---

@JSS3 wrote:
I want in with them so bad! Gotta wait.

---

You already have a Discover with a $14K CL--what do you need a BofA CC for?

---

I mostly just want a pair of Better Balance rewards for free Netflix and cover my Aviator AF.

[onstar]

---

@lhcole77 wrote:

Called BofA to see about getting my APR reduced on my Alaska Siggy. Currently at 11.99%.

Ended the call with a 0% BT through October 2016 but no APR reduction.

Is it just me or are BofA CSRs balance transfer pushers?

Score: BofA 1   Me: 0

---

When I logged on to my BofA account last week, I noticed a small box on the right side of the screen:

Low APR Balance

Transfer

0.00%
promotional APR until
Oct 2016
on balance transfers

completed by
May 18, 2015

I only have small balance (~$1K) and it's at 0% until December 2015, so don't need that.

[onstar]

---

@onstar wrote:

---

@lhcole77 wrote:

Called BofA to see about getting my APR reduced on my Alaska Siggy. Currently at 11.99%.

Ended the call with a 0% BT through October 2016 but no APR reduction.

Is it just me or are BofA CSRs balance transfer pushers?

Score: BofA 1   Me: 0

---

When I logged on to my BofA account last week, I noticed a small box on the right side of the screen:

Low APR Balance

Transfer

0.00%
promotional APR until
Oct 2016
on balance transfers

completed by
May 18, 2015

I only have small balance (~$1K) and it's at 0% until December 2015, so don't need that.

---

And now, I got the letter in the mail with this same info, and also 3 blank checks.

Cash advance with the same 0% until Oct 2016 offer.

Almost tempted to cash out $4000 and go on vacation (something I would have done did in my early 20s).

[FabulousDtheBruin]

Dear OP, did you pay the 3% balance transfer fee?

[Anonymous]

---

@thelethargicage wrote:

---

@JSS3 wrote:
I want in with them so bad! Gotta wait.

---

You already have a Discover with a $14K CL--what do you need a BofA CC for?

---

Discover has 5% rotating categories.  Travel rewards is 1.5, 1.65, 1.875, 2.25, or 2.625% on all purchases (depending on preferred rewards tier).  BBR is $25-$30 per quarter for using the card once a month.  Cash Rewards is pretty useless...

Point is, you're comparing apples to oranges.  You can have more than 1 card and have them all be useful.