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Established Contributor
S7
Posts: 567
Registered: ‎08-24-2012

Ok, I'm done, but I feel like a big girl!

SO, my first ever CC will be the Walmart store card with a limit of $400.00, and I was just approved for a Capital One with a limit of $500.00, not a secured card! YAY!!!!!!!!!!!!!!!!! I feel like a big girl!! 

I will be treating these cards with tender loving care!! :smileyhappy:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Regular Contributor
koalablue
Posts: 170
Registered: ‎05-23-2012

Re: Ok, I'm done, but I feel like a big girl!

Well done!!  Those are great cards to build with. As others have said, treat 'em right (I'm sure you will) and they'll treat you right.

Established Contributor
migliogiorni
Posts: 582
Registered: ‎06-27-2012

Re: Ok, I'm done, but I feel like a big girl!

congrats, treat wal mart especially well and they will reward you much more than crap one.

 

Dallas Cowboys Fan :smileyvery-happy:
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
Moderator
webhopper
Posts: 6,581
Registered: ‎09-16-2011

Re: Ok, I'm done, but I feel like a big girl!

Congrats! Treat em right and they will treat you right!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!



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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Ok, I'm done, but I feel like a big girl!

That's great, Congrats! Now you will get a TU score and a card that will grow nicely.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: Ok, I'm done, but I feel like a big girl!

Congrats! :smileyhappy:


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
S7
Posts: 567
Registered: ‎08-24-2012

Re: Ok, I'm done, but I feel like a big girl!

HEHE! Thanks everyone!! :smileyhappy: :smileyhappy:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
Dustink
Posts: 2,332
Registered: ‎10-02-2012

Re: Ok, I'm done, but I feel like a big girl!

Does the crap one card have an annual fee?

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Established Contributor
S7
Posts: 567
Registered: ‎08-24-2012

Re: Ok, I'm done, but I feel like a big girl!

$19

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
Dustink
Posts: 2,332
Registered: ‎10-02-2012

Re: Ok, I'm done, but I feel like a big girl!


S7 wrote:

$19


After a year you will be able to get much better cards. So, keep this card for a year, and if they aren't willing to give you better terms then close it.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%

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