Reply
Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Ok, I'm done, but I feel like a big girl!

SO, my first ever CC will be the Walmart store card with a limit of $400.00, and I was just approved for a Capital One with a limit of $500.00, not a secured card! YAY!!!!!!!!!!!!!!!!! I feel like a big girl!! 

I will be treating these cards with tender loving care!! :smileyhappy:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Frequent Contributor
Posts: 384
Registered: ‎05-23-2012
0

Re: Ok, I'm done, but I feel like a big girl!

Well done!!  Those are great cards to build with. As others have said, treat 'em right (I'm sure you will) and they'll treat you right.

Established Contributor
Posts: 657
Registered: ‎06-27-2012
0

Re: Ok, I'm done, but I feel like a big girl!

congrats, treat wal mart especially well and they will reward you much more than crap one.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Ok, I'm done, but I feel like a big girl!

Congrats! Treat em right and they will treat you right!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Ok, I'm done, but I feel like a big girl!

That's great, Congrats! Now you will get a TU score and a card that will grow nicely.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Ok, I'm done, but I feel like a big girl!

Congrats! :smileyhappy:


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Re: Ok, I'm done, but I feel like a big girl!

HEHE! Thanks everyone!! :smileyhappy: :smileyhappy:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Ok, I'm done, but I feel like a big girl!

Does the crap one card have an annual fee?

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Re: Ok, I'm done, but I feel like a big girl!

$19

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Ok, I'm done, but I feel like a big girl!


S7 wrote:

$19


After a year you will be able to get much better cards. So, keep this card for a year, and if they aren't willing to give you better terms then close it.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.