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Ok, I'm done, but I feel like a big girl!

Established Contributor

Ok, I'm done, but I feel like a big girl!

SO, my first ever CC will be the Walmart store card with a limit of $400.00, and I was just approved for a Capital One with a limit of $500.00, not a secured card! YAY!!!!!!!!!!!!!!!!! I feel like a big girl!! 

I will be treating these cards with tender loving care!! Smiley Happy

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 1 of 25
24 REPLIES
Frequent Contributor

Re: Ok, I'm done, but I feel like a big girl!

Well done!!  Those are great cards to build with. As others have said, treat 'em right (I'm sure you will) and they'll treat you right.

Message 2 of 25
Established Contributor

Re: Ok, I'm done, but I feel like a big girl!

congrats, treat wal mart especially well and they will reward you much more than crap one.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 3 of 25
Moderator Emeritus

Re: Ok, I'm done, but I feel like a big girl!

Congrats! Treat em right and they will treat you right!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 4 of 25
Valued Contributor

Re: Ok, I'm done, but I feel like a big girl!

That's great, Congrats! Now you will get a TU score and a card that will grow nicely.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 5 of 25
Established Contributor

Re: Ok, I'm done, but I feel like a big girl!

Congrats! Smiley Happy


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 6 of 25
Established Contributor

Re: Ok, I'm done, but I feel like a big girl!

HEHE! Thanks everyone!! Smiley Happy Smiley Happy

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 7 of 25
Valued Contributor

Re: Ok, I'm done, but I feel like a big girl!

Does the crap one card have an annual fee?

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 8 of 25
Established Contributor

Re: Ok, I'm done, but I feel like a big girl!

$19

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 9 of 25
Valued Contributor

Re: Ok, I'm done, but I feel like a big girl!


S7 wrote:

$19


After a year you will be able to get much better cards. So, keep this card for a year, and if they aren't willing to give you better terms then close it.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 10 of 25