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Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012

Ok, I'm done, but I feel like a big girl!

SO, my first ever CC will be the Walmart store card with a limit of $400.00, and I was just approved for a Capital One with a limit of $500.00, not a secured card! YAY!!!!!!!!!!!!!!!!! I feel like a big girl!! 

I will be treating these cards with tender loving care!! :smileyhappy:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Frequent Contributor
koalablue
Posts: 336
Registered: ‎05-23-2012

Re: Ok, I'm done, but I feel like a big girl!

Well done!!  Those are great cards to build with. As others have said, treat 'em right (I'm sure you will) and they'll treat you right.

Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012

Re: Ok, I'm done, but I feel like a big girl!

congrats, treat wal mart especially well and they will reward you much more than crap one.

 

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CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
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citiForward: 4.7k
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DFS: 2k
Super Contributor
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: Ok, I'm done, but I feel like a big girl!

Congrats! Treat em right and they will treat you right!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Valued Contributor
Epcot
Posts: 2,777
Registered: ‎10-10-2012

Re: Ok, I'm done, but I feel like a big girl!

That's great, Congrats! Now you will get a TU score and a card that will grow nicely.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: Ok, I'm done, but I feel like a big girl!

Congrats! :smileyhappy:


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012

Re: Ok, I'm done, but I feel like a big girl!

HEHE! Thanks everyone!! :smileyhappy: :smileyhappy:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Ok, I'm done, but I feel like a big girl!

Does the crap one card have an annual fee?

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012

Re: Ok, I'm done, but I feel like a big girl!

$19

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Ok, I'm done, but I feel like a big girl!


S7 wrote:

$19


After a year you will be able to get much better cards. So, keep this card for a year, and if they aren't willing to give you better terms then close it.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%

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