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Established Contributor
S7
Posts: 567
Registered: ‎08-24-2012

Re: Ok, I'm done, but I feel like a big girl!

Im just happy to have gotten one that didnt say, give us money first!!! 

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
Dustink
Posts: 2,392
Registered: ‎10-02-2012

Re: Ok, I'm done, but I feel like a big girl!


S7 wrote:

Im just happy to have gotten one that didnt say, give us money first!!! 


Yes for sure! Congrats $19 AF isn't bad at all.

 

Don't app for any more cards now. Give it six months before your next app spree.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Established Contributor
S7
Posts: 567
Registered: ‎08-24-2012

Re: Ok, I'm done, but I feel like a big girl!

Sounds good! Thank you for the advice!! It's such a great feeling to see, "congratulation! You've been approved!" LOL! It's hard to refrain from going app crazy~ :smileytongue:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
Dustink
Posts: 2,392
Registered: ‎10-02-2012

Re: Ok, I'm done, but I feel like a big girl!

I have the same problem :smileyhappy:

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
Dustink
Posts: 2,392
Registered: ‎10-02-2012

Re: Ok, I'm done, but I feel like a big girl!

haha unless you want to take a long shot at locking in the 2012 member date on an amex :smileyhappy:

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Established Contributor
S7
Posts: 567
Registered: ‎08-24-2012

Re: Ok, I'm done, but I feel like a big girl!

LoL, explain?!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Regular Contributor
MissExcellentCredit
Posts: 248
Registered: ‎11-20-2010

Re: Ok, I'm done, but I feel like a big girl!

Do your thang Big Girl!



Current 2013 Score: ScoreWatch Transunion: 737, ScoreWatch Equifax: 723, Nordstrom Equifax: 734
Goal Score for January 2014: 750-809 range



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Valued Contributor
Dustink
Posts: 2,392
Registered: ‎10-02-2012

Re: Ok, I'm done, but I feel like a big girl!

[ Edited ]

S7 wrote:

LoL, explain?!


Okay, so if you were to get approved for an AMEX card now. It will lock you in as a 2012 customer. So any future applications with AMEX will back date to 2012. As in if you opened another card 01/13 is would show up on your credit report as being open since 01/12 thus extending your AAoA.

 

Your new credit probably won't give you a shot at a card, but you never know with AMEX. Likely a better chance at a charge card than a revolver, but you never know.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Established Contributor
S7
Posts: 567
Registered: ‎08-24-2012

Re: Ok, I'm done, but I feel like a big girl!

HEHEHEHEHE!!!!  :smileyhappy:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
Dustink
Posts: 2,392
Registered: ‎10-02-2012

Re: Ok, I'm done, but I feel like a big girl!

[ Edited ]

Hopefully somebody else will chime in about the AMEX idea.

 

The zync would have been perfect but they got rid of that card. So I am not sure what card would be easiest for you to get now.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%

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