Credit Card Center Advertiser Disclosure†

Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Do you mean 
Reply
Topic Options
Valued Member
JRInWA
Posts: 26
Registered: ‎04-26-2008
0 Kudos

Ok I'm officially done app'ing for the year

[ Edited ]
Options

‎12-24-2008 02:54 AM - edited ‎12-24-2008 02:56 AM

Ya... I know.  You're probably thinking "But there's 7 more days left in 2008".  Right?  Yep, so very true. However, I can exercise some restraint Smiley Wink  So I say to all the CCCs that granted me credit this year,  thank you!  To the CCC who CLD'd me... namely Discover, I have forgiven you.  I did hate you Smiley Mad  But I miss you more.  There's an empty space in my credit card wallet that calls to you.  Oh and Chase, yes I'm calling you out, I am very mad at you for closing my Circuit City account for non-usage Smiley Mad

 

Seriously, this has been a good year for me as far as obtaining new credit cards.  My goals for next year:

 

1) Zero cc apps!

2) Always PIF

3) Maintain activity on all 47 revolving accounts

4) Stop thinking about Discover

 

Happy Holidays!

Message Edited by JRInWA on 12-24-2008 02:56 AM
01/07/2009 - | TU=674 | EQ= 700 | EX=705 |
12/26/2008 - | TU=659 | EQ= 700 | EX=692 |
12/09/2008 - | TU=671 | EQ= 732 | EX=704 |
11/15/2008 - | TU=657 | EQ= 699 | EX=695 |
Message 1 of 16 (2,707 Views)
 
Regular Contributor
dvroberts81
Posts: 200
Registered: ‎06-28-2008
0 Kudos

Re: Ok I'm officially done app'ing for the year
Options

‎12-24-2008 03:32 AM

lol. I am not applying for anything in 2009. thats right!!!
09/2008-515
10/2008-522
11/2008-540

Single charge off, Wachovia won't PFD.
New Auto Loan at 10.9% w/ Ford Credit
Message 2 of 16 (2,701 Views)
 
Regular Contributor
dvroberts81
Posts: 200
Registered: ‎06-28-2008

Re: Ok I'm officially done app'ing for the year
Options

‎12-24-2008 03:33 AM

wait, how and WHY do you have 47 revolving accounts?
09/2008-515
10/2008-522
11/2008-540

Single charge off, Wachovia won't PFD.
New Auto Loan at 10.9% w/ Ford Credit
Message 3 of 16 (2,698 Views)
 
Senior Contributor
laz98
Posts: 4,329
Registered: ‎09-06-2008
0 Kudos

Re: Ok I'm officially done app'ing for the year
Options

‎12-24-2008 10:28 AM

wow, 47 accounts!!!  are you a super shopper???
Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 4 of 16 (2,614 Views)
 
Established Contributor
fender
Posts: 709
Registered: ‎04-20-2008
0 Kudos

Re: Ok I'm officially done app'ing for the year
Options

‎12-24-2008 10:32 AM

There is no way I could manage that many, heck I have a hard time with 9 revolving trade lines!
"WTB Access Number"
Message 5 of 16 (2,611 Views)
 
Super Contributor
MidnightVoice
Posts: 8,198
Registered: ‎03-25-2007

Re: Ok I'm officially done app'ing for the year
Options

‎12-24-2008 10:52 AM

47 is not the correct number of accounts.  What is the correct number, you may ask?

 

The answer is 42

 

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 6 of 16 (2,604 Views)
 
Regular Contributor
Nmbr1ballr
Posts: 134
Registered: ‎05-07-2008
0 Kudos

Re: Ok I'm officially done app'ing for the year

[ Edited ]
Options

‎12-24-2008 12:23 PM - edited ‎12-24-2008 12:24 PM

Why the hell would you have even 42 accounts?  Like honestly, what is the purpose of that?  Hell, I have 2 credit cards, my debit card, and my car loan and thats enough for me.  I don't see the point of going out and getting a ton of cards, but thats just my opinion Smiley Indifferent
Message Edited by Nmbr1ballr on 12-24-2008 03:24 PM
Score Watch: EQ 767 (6/30/09)
Message 7 of 16 (2,564 Views)
 
Highlighted
Established Contributor
MojaveMoon
Posts: 536
Registered: ‎08-26-2008
0 Kudos

Re: Ok I'm officially done app'ing for the year
Options

‎12-24-2008 12:29 PM

This man has almost 1,500 credit cards:
http://abcnews.go.com/gma/watercooler/Story?id=411883&page=1
Message 8 of 16 (2,549 Views)
 
Super Contributor
MidnightVoice
Posts: 8,198
Registered: ‎03-25-2007
0 Kudos

Re: Ok I'm officially done app'ing for the year
Options

‎12-24-2008 12:35 PM

Nmbr1ballr wrote:
Why the hell would you have even 42 accounts? 

 

Hitch Hikers Guide to the Galaxy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 9 of 16 (2,544 Views)
 
Frequent Contributor
first48
Posts: 317
Registered: ‎07-30-2008
0 Kudos

Re: Ok I'm officially done app'ing for the year
Options

‎12-24-2008 02:14 PM

That is my goal as well.  I am going to try not to apply for anything.  I have several cards that I am managing and it's time to let them age as well as the inquiries I have taken. 
2/01/09 TU 678 EQ 690 EX 655
06/12/2014 EQ 634/ TU 623/ EX 618
Message 10 of 16 (2,516 Views)
 
POPULAR LINKS
Credit scores | Credit reports | myFICO Blog | Affiliates

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.