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Ok, I went a little credit card crazy...

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Anonymous
Not applicable

Ok, I went a little credit card crazy...

After reading the countless posts on people recieving various credit cards I decided my time had come.  I had a BK June/2005 and thus far had only;
 
HSBC 750.00 c/l
CREDIT ONE 850 c/l
FIRST PREIMER 550 c/l
PIER ONE 300 c/l
TOYOTA MOTOR CREDIT 29k
 
Experian/686   Equifax/656  Transunion/670
 
Applied and got the following credit;
 
HOOTERS 1100 c/l (odd amount isn't it)
CARNIVAL 1000 c/l
LOWES 700 c/l
WAMU 2500 c/l
 
While on my credit card shopping spree I also obtained a home loan for 320k @ 4.375 for 3 years then increases no more that 1 percent per year after that not to exceed 5 percent.  Then they had so much confindence in me they gave me a VISA w/ a 6000.00 c/l.
 
Needless to say my score has gone just a LITTLE bit down (ok A LOT DOWN) but I suppose credit wise I'm covered for quite sometime.  I just need to maintain it now Smiley Wink
 
 
HAVE FAITH EVERYONE...IF IT CAN HAPPEN FOR ME IT CAN HAPPEN FOR YOU! Smiley Very Happy
 
 
Message 1 of 7
6 REPLIES 6
Red1Blue
Super Contributor

Re: Ok, I went a little credit card crazy...

Congrats on your new cards....
Message 2 of 7
Anonymous
Not applicable

Re: Ok, I went a little credit card crazy...

Carnival? Is that a cruise line credit card?
Message 3 of 7
NICKI183
Established Contributor

Re: Ok, I went a little credit card crazy...

Ans what do they pull?  Who is the credito?
Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%
Message 4 of 7
Anonymous
Not applicable

Re: Ok, I went a little credit card crazy...

Yes that's a cruise line card...I meant to apply for the Barnes and Noble edition and ended up applying for the Carnival Cruise Line card instead.  Oops.
 
I've never been on a cruise and hadn't planned on one anytime soon but ... I guess I may someday sooner than once thought.
 
Creditor is Juniper.
Message 5 of 7
Anonymous
Not applicable

Re: Ok, I went a little credit card crazy...



watchnerd wrote:
Carnival? Is that a cruise line credit card?

Yes, it's issued by Barclay's/Juniper.
 
Chase has one as well, but it's much more difficult to get.

 
Message 6 of 7
Anonymous
Not applicable

Re: Ok, I went a little credit card crazy...



NICKI183 wrote:
Ans what do they pull?  Who is the credito?


TU exclusively.

 
Message 7 of 7
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