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So after the NFCU approval yesterday I decided to app for United Mileage plus as that is the airline I use, after first year the AF is $95 but that will pay for itself in first checked bag for me & hubbie free....APPROVED!!!! Didn't say for how much but approved none the less.
It has been such a long haul when because of a failing business we used personal credit to keep afloat and finally had to do BK in 2001....now I will take great delight in canceling rebuilder cards with account fees....the only one I'll keep and sd is Merrick as they have been good to me..no AF, started with a $950.00 cl in 2002 and now have a $5000K one.
People there is hope... and you get GREAT advise from this board
Congrats, the $50 value of the first checked bag free is a great value, but also, you get the two united lounge passes, worth another $100... so yes, the fee pays off.
And you get the Priority Pass boarding. It's a good card. Enjoy it!
Follow my financial journey: http://www.frugalrican.com