Posts: 98
Registered: ‎08-13-2008

Re: Okay! so I applied for a credit card

Getting on as an AU will do tremendous things for you in the long run, especially as you get older and get that 1st job in a few years.  once i got into the working world after being an AU on my parents long before i could even drive, i got to skip all the low starter limits and lower end cards and go straight to big limits on high end cards from conservative lenders.  They literally rolled out the red carpet and gave me more credit than i could ever use or want ( I actually considered having them lower my limits so if i applied for a mortgage or a car loan i would not look like i had too much credit).  use it responsibly once you get it and your limits will go even higher.  Chase gave me a 10k increase on my sapphire without me even asking for it after 6 months.

Age 28
AU- United+ Visa 33k, *97. GM MasterCard 15k, *95.
Individual- PenFed Plat Rew 7k, *08. Amex Blue 6.7k, *12. Hilton Amex 5.5k, *12. Chase Sapphire 15k, *12. U.S. Bank Cash+ 12.3k, *12. Barclays Rewards Visa 11k, *13. Citi Hilton Reserve 7k, *13. Club Carlson Premier 6k, *13.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+