Reply
Established Contributor
Posts: 985
Registered: ‎09-10-2012
0

Old Navy CLI Yay!!

I have 3 cards from GE and the amazon and walmart each gave me 600.00 but the old navy only approved me for 250.00. I decided to call them just now and ask if they could match the 600.00 limit on ON and they did!! They said it was a soft pull and she asked me a few questions and then approved me! That was my lowest limit card and it really bugged me! Thanks for all your help and advice on here.....that is what made the difference....I would have never called and asked otherwise! :catvery-happy:

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Mega Contributor
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Old Navy CLI Yay!!

CONGRATS!!!

Mine is at $900 I have to wait until beginning of November to request, hopefully they take it to 2k and upgrade to visa!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Super Contributor
Posts: 6,569
Registered: ‎04-07-2008
0

Re: Old Navy CLI Yay!!

What's the min to get the VISA offer?




New Member
Posts: 3
Registered: ‎09-24-2010
0

Re: Old Navy CLI Yay!!

I have had the store card since November 2010.  It started at $300 and I could never get an increase.  I tried at 4 months, 6 months, and at 1 year they moved it to $500.  Around April they moved it to $600.  I tried two weeks ago for an increase and they said I didnt have enough experience with the current limit even though I use the card all the time at ON, Gap, and BR.  Last week when I logged in to check my statement, I had a pop-up screen offering me the upgrade to VISA.  Limit...$5000.  I thought they were playing a joke on me, but I got the card this week with the $5000 limit. 

Mega Contributor
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Old Navy CLI Yay!!

CONGRATS!!!

I keep checking my screen for it but it never comes.......:smileysad:



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Super Contributor
Posts: 6,569
Registered: ‎04-07-2008
0

Re: Old Navy CLI Yay!!

So it's safe to assume that the min is $5K then?




New Member
Posts: 3
Registered: ‎09-24-2010
0

Re: Old Navy CLI Yay!!

I only had a $600 store card limit (but not enough experience with it, so they said a week before) when they upgraded it with a HUGE increase.

Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Old Navy CLI Yay!!

Congrats

Established Contributor
Posts: 985
Registered: ‎09-10-2012
0

Re: Old Navy CLI Yay!!

I was shocked when she approved it....I had read on here that ge is pretty firm with their initial credit line
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.