Old Navy Card

[amartin89]

In the past I have applied for an Old Navy card online and instantly received my denial but today I applied online and I did not received a denial or approval instead it said they will either email or mail me their decision. My credit scores previously have been in the low 500s but now are mid 600s, so is this a good sign?

[09Lexie]

Could be. You should call

[amartin89]

I get so nervous about calling!

[flyingace]

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@amartin89 wrote:

I get so nervous about calling!

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Don't be! I had to do that last night. Got the message saying to call and verify something, otherwise they'd send me something in the mail within a week. Called, confirmed some information, and the guy informed me that I was getting a 1K ON Visa rather than the card, so good news... don't be shy! 

[tattooedhusker]

Don't be afraid at all, the worst they can say is no!

[amartin89]

Does anyone have a phone number?

[flyingace]

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@amartin89 wrote:

Does anyone have a phone number?

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Yesterday I was told to call 18004800192, but that's an OS call center, I believe. Not sure if there's a backdoor. Regardless, I got approved through that number.

[amartin89]

SoI called and the gentleman took some information and said that it will go for further credit review so I am taking that as not a good sign!! UGH!!

[flyingace]

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@amartin89 wrote:

SoI called and the gentleman took some information and said that it will go for further credit review so I am taking that as not a good sign!! UGH!!

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In that case, I would use a backdoor number, but I'm not sure what that is. I can't imagine the store card would have such stringent standards... Good luck, though!

[amartin89]

Well, my name on my credit can be rather confusing, I have had to call in to verify plenty of times because the name I go by is different than the name on my SS card. He did ask me to verify my name and current mailing address and DOB, so fingers crossed!!!