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Old Navy Card

Member

Old Navy Card

In the past I have applied for an Old Navy card online and instantly received my denial but today I applied online and I did not received a denial or approval instead it said they will either email or mail me their decision. My credit scores previously have been in the low 500s but now are mid 600s, so is this a good sign?

Message 1 of 14
13 REPLIES
Moderator Emerita

Re: Old Navy Card

Message 2 of 14
Member

Re: Old Navy Card

I get so nervous about calling!

Message 3 of 14
Valued Member

Re: Old Navy Card


amartin89 wrote:

I get so nervous about calling!


Don't be! I had to do that last night. Got the message saying to call and verify something, otherwise they'd send me something in the mail within a week. Called, confirmed some information, and the guy informed me that I was getting a 1K ON Visa rather than the card, so good news... don't be shy! 

In my Snoopy holder: NFCU Flagship Sig Visa-- $11K | Chase Freedom -- $2500 | AMEX BCE -- $2000 | Amazon Visa -- $2000 | Discover It $1500| Old Navy Visa -- $1000 | Target Red Card -- $300

TU (Disc Pull 4/29/13) -- 752 | AmexEQ (6/13/13) -- 728 | AmexEXP-- 737 | AmexTU-- 737 (5/28/13)
Goals: 740 EQ/EXP/TU
Gardening until 12/3/13 -- or longer
Message 4 of 14
Established Contributor

Re: Old Navy Card

Don't be afraid at all, the worst they can say is no!

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 5 of 14
Member

Re: Old Navy Card

Does anyone have a phone number?

Message 6 of 14
Valued Member

Re: Old Navy Card


amartin89 wrote:

Does anyone have a phone number?


Yesterday I was told to call 18004800192, but that's an OS call center, I believe. Not sure if there's a backdoor. Regardless, I got approved through that number.

In my Snoopy holder: NFCU Flagship Sig Visa-- $11K | Chase Freedom -- $2500 | AMEX BCE -- $2000 | Amazon Visa -- $2000 | Discover It $1500| Old Navy Visa -- $1000 | Target Red Card -- $300

TU (Disc Pull 4/29/13) -- 752 | AmexEQ (6/13/13) -- 728 | AmexEXP-- 737 | AmexTU-- 737 (5/28/13)
Goals: 740 EQ/EXP/TU
Gardening until 12/3/13 -- or longer
Message 7 of 14
Member

Re: Old Navy Card

SoI called and the gentleman took some information and said that it will go for further credit review so I am taking that as not a good sign!! UGH!!

Message 8 of 14
Valued Member

Re: Old Navy Card


amartin89 wrote:

SoI called and the gentleman took some information and said that it will go for further credit review so I am taking that as not a good sign!! UGH!!


In that case, I would use a backdoor number, but I'm not sure what that is. I can't imagine the store card would have such stringent standards... Good luck, though!

In my Snoopy holder: NFCU Flagship Sig Visa-- $11K | Chase Freedom -- $2500 | AMEX BCE -- $2000 | Amazon Visa -- $2000 | Discover It $1500| Old Navy Visa -- $1000 | Target Red Card -- $300

TU (Disc Pull 4/29/13) -- 752 | AmexEQ (6/13/13) -- 728 | AmexEXP-- 737 | AmexTU-- 737 (5/28/13)
Goals: 740 EQ/EXP/TU
Gardening until 12/3/13 -- or longer
Message 9 of 14
Member

Re: Old Navy Card

Well, my name on my credit can be rather confusing, I have had to call in to verify plenty of times because the name I go by is different than the name on my SS card. He did ask me to verify my name and current mailing address and DOB, so fingers crossed!!!

Message 10 of 14