I have 3 open accounts on my credit, 2 CCs and an auto loan all current. No collections but quite a few inquiries in my attempt to get more revolving credit since that is the reason I get turned down. My FICO score for TU is 639 and EQX 630 not sure about EXP since they don't use FICO. MY DTI is at 14%.
Coach me a little.... what do I say??
I'm calling to find out the status of my application with Old Navy..................