10-07-2012 09:46 AM
Quick question. Approximately how many days after the due date does GEMB/Old Navy report your balance to the credit agencies? I realize this could be slightly different for everyone just curious as I usually avoid using my cards until after the balances are posted. This is a pretty recent card for me so I don't have the pattern down like my others.
Thanks in advance!
10-07-2012 11:59 AM
If you've received your first statement yet then you can look where it says last statement date, that will be your closing date and they usually report to the CRA's about a day or 2 after that last statement date. I usually make the minimum payment by the date due and if I still have a balance then I'll try to pay if off a day or 2 before that last statement date.