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Old Navy Visa CLI Denied!!!

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Ron1
Super Contributor

Re: Old Navy Visa CLI Approved!!!!


@LisaJ wrote:

Does JCP usually HP?  I do not recall them HPing me and don't see it on my reports from December?

 

Ron, I'm sure that was scary. I would have lost my mind.

 

 


Yes, it was.  I'm glad I don't owe them any money. He basically told me I didn't spend enough for the increase. I have too much exposure limit on my other GE accounts. I looked all my GE accounts.  I got some of high limit accounts.  I didn't use it most of the time except Thanksgving and Christmas.

I heard they could close your account if you ask for CLI too many times. I remember HSBC did it to me. They closed all my HSBC store cards (Best Buy, CompUSA) when I applied too many within a short period of times. GE does that too.

 

Ron.

Message 21 of 23
a3quit4s
Regular Contributor

Re: Old Navy Visa CLI Approved!!!!

I have 5K for the American Eagle Visa and I tried for a CLI but they said 5K was the max for that card


EQ 733 3/3/13 GOAL: 800 Merrill Lynch Merrill+ $12,500 | AMEX BCE 6K | AMEX PRG NPSL | CSP 6K | Freedom 5K | Discover IT 5K | HVFCU 10K | American Eagle Visa 5K | Citi Thank You Preferred 6,100

In the garden since 4/22/13 | Hating on Capital One since '09
Message 22 of 23
youngandcreditwrthy
Senior Contributor

Re: Old Navy Visa CLI Denied!!!

Lisaj- I think they only HP if you call an Analyst.
If you use the auto system or online luv button, it's still a sp. I should have been more clear.
That is what Credit Solutions told me at least. 😛Crazy ole JCP.
They said something about the card number being the reason why... "That it must have 16 digits"
Either way, I never get clis from anything other than the auto system with JCP. Heh
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 23 of 23
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