08-19-2010 09:45 AM
I had credit cards with Old Navy and New York and Company when I was in college. They were closed and I paid them off, that was four years ago. The late payments are still on my credit report. I tried to write them once about removing the late payments off of my account because it is having a negative effect on my credit card. Does anyone know of someone I could write the letter to or what to do to get this removed? Please help!
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