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Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
0

Old Navy approval but confused

I was in the store today and applied for the card. I know the system dertermines which one you get. The person in front of me applied too and got a $500 CL

 

So I was expecting the same. I do mine and it comes back approved. So i didnt ask what type of card but on my way home, call the customer service number. She says my CL is $3000 and its the store card.

 

Excited but confused, why didnt they just give me the Visa since I have this high CL?




Mega Contributor
Posts: 15,446
Registered: ‎04-09-2011
0

Re: Old Navy approval but confused

CONGRATS!!!! Give it 6 months put money on it PIF and you might get an upgrade offer early!!!



EQ FICO 548 3/3/16
Frequent Contributor
Posts: 406
Registered: ‎04-15-2011
0

Re: Old Navy approval but confused

WOW that's excellent!! Congrats!!   I'm sure the Visa will come.

Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
0

Re: Old Navy approval but confused

Thank you all. I applied because they had 20% off in store instead of 10% if you get the card plus i was buying about $350 worth.




Established Contributor
Posts: 803
Registered: ‎05-16-2012
0

Re: Old Navy approval but confused

Great starting limit. Just curious, did you have any other accounts with GE?

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
0

Re: Old Navy approval but confused


calihlove75 wrote:

Great starting limit. Just curious, did you have any other accounts with GE?


Wally and lowes store card




Established Contributor
Posts: 803
Registered: ‎05-16-2012
0

Re: Old Navy approval but confused


CS800 wrote:

calihlove75 wrote:

Great starting limit. Just curious, did you have any other accounts with GE?


Wally and lowes store card


Thank you. I am not applying any time soon, but I have had the amazon store card over a year with them. I was just curious if maybe they look at existing accounts with them and give higher starting limits on other products.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
0

Re: Old Navy approval but confused


calihlove75 wrote:

CS800 wrote:

calihlove75 wrote:

Great starting limit. Just curious, did you have any other accounts with GE?


Wally and lowes store card


Thank you. I am not applying any time soon, but I have had the amazon store card over a year with them. I was just curious if maybe they look at existing accounts with them and give higher starting limits on other products.


I think they are pretty independent when considering a CL on a card.




Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
0

Re: Old Navy approval but confused

Awesome!


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Frequent Contributor
Posts: 673
Registered: ‎04-23-2009
0

Re: Old Navy approval but confused

Congrats on the new card, and yes just wait like 6 months and then try to upgrade is all!


Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810


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