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Old Navy auto CLI

Regular Contributor

Old Navy auto CLI

Today was an awesome day! I just logged into my Old Navy account and was surprised to see an auto CLI from 200 to 600! Not a huge increase but it is my first AUTO increase!!! Only 2 statements have cut and I am currently in the middle of the third month...and let's see - oh yah...INSTANT APPROVAL for AMEX Zync NPSL!!! Always been like a dream to get in with AMEX. Still in shock that I was approved! Since I was approved though - I went ahead and apped for the AMEX Blue but it is awaiting approval. I am really hoping that I get both cards for 1 HP. If not, I will take care of what I got!

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


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9 REPLIES
Frequent Contributor

Re: Old Navy auto CLI

Congrats, way to go!

Citi Double Cash $16,600 / BofA Cash Rewards Visa Sig $11,000 / Barclaycard Rewards $8,900 / CapOne Platinum $7,450 / BofA BankAmericard Visa $6,500 / eBay MC $5,800 / Discover It $5,000 / Chase Freedom $1,500 / Lowe's $8,500 / JCP MC $6,500 / Walmart $5,000 / Amazon $4,100
Valued Contributor

Re: Old Navy auto CLI

CONGRATS!  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Valued Contributor

Re: Old Navy auto CLI

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Regular Contributor

Re: Old Navy auto CLI

Thanks everyone! I owe it all to this forum for all the information that I have gotten over the past year. Still no update on the Blue app yet but should be able to find out today. Will update once I know something.

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


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Super Contributor

Re: Old Navy auto CLI

Nice !!

 

The next step - an offer to PC to the Visa version




Regular Contributor

Re: Old Navy auto CLI

That would be too awesome! Maybe that will come my way one day.

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


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Regular Contributor

Re: Old Navy auto CLI

Ok. Maybe I misunderstood. Yesterday, I was approved for an AMEX Zync and so I apped for the Amex Blue thinking that it should be a SP unless approved. Or at least they would base a decision on the same CR. They pulled EX yesterday for the Zync. Well apparently I was wrong. They pulled my EQ today for what I can only assume was the Blue app. Is this a common occurence or should I contact them and ask why they pulled another report? Both my EQ and my EX reports are identical. Both show 1 paid collection that will fall off at the end of this month. Nothing else. No lates, no PR - granted my AAoA is only 2 1/2 years on each. Maybe my report was so "borderline" that they felt the need to pull another credit agency? Regardless, I was denied. I will call them after work to see if I can find out why. Bummer...

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


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Frequent Contributor

Re: Old Navy auto CLI

Sounds about right. It would seem you qualified outright for the Zync but for the additional Amex you were borderline so they pulled a different bureau's report.

Citi Double Cash $16,600 / BofA Cash Rewards Visa Sig $11,000 / Barclaycard Rewards $8,900 / CapOne Platinum $7,450 / BofA BankAmericard Visa $6,500 / eBay MC $5,800 / Discover It $5,000 / Chase Freedom $1,500 / Lowe's $8,500 / JCP MC $6,500 / Walmart $5,000 / Amazon $4,100
Regular Contributor

Re: Old Navy auto CLI

oh....well shoot! That's ok...time is on my side. Nothing I can do now but sit and wait....and wait...and wait...

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


Take the FICO Fitness Challenge