@Red1Blue wrote:Got an email from OldNavy card that I got a CLI. I checked the account and the increased it from 1600 to 2400. I did not even ask for it.
Cant wait for them to up mine, keep getting declined for CLI.
Do they do a hard pull for the CLI for the old navy card??
Yay Chester and OP...congrats on your CLIs. I too was granted a CLI when I accepted the ON Visa upgrade offer. Now I have a CL of $4K, which I will never even close to max out at ON. But it's nice for utilization percentage purposes.
I'm close to just shredding my ON and JCP cards, they give NO luv!
Does anyone know if you only allowed to hit luv button every 4 months?? I hit it earlier on my fifth month and it gives me the same score date and reasons it did when I hit it on the 4th month.
What's your CL on ON? And is there is a particular reason you want so many CLIs? I've only requested about 3 in 5 years but that's because my initial CL was $300.
@Red1Blue wrote:
@frogfan12 wrote:What's your CL on ON? And is there is a particular reason you want so many CLIs? I've only requested about 3 in 5 years but that's because my initial CL was $300.
If you read the post, I did not ask for the CLI. It is automatically granted to me. They increased it from $1600 to $2400
I think his reply was for me. My CL is $300 and i've improved my credit enough to deserve at least 1 CLI.
Have you ever made a late payment on your ONC? What are your limits like on your other cards? ON tends to mimic what you other accounts look like. When my accounts started having CLI to around $1K, I noticed my ON CL rising to that same limit. Once I graduated from college and improved my credit and income, my CLs increased across the board. Now my CL is in the same ballpark as my other cards.