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On a college rewards credit card, no longer in college.

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Travis-84
Regular Contributor

On a college rewards credit card, no longer in college.

I have a college rewards credit card though US bank, but I am no longer in college, since I graduated in December.

 

Should I call them, and let them know, or leave it be.

 

I'm worried about the 1% chance that they will somehow close one account, and start a new account, which would kill my AAoA (and close my second oldest tradeline), but on the positive side, if I give them a reason to do a soft, they will find my credit to be much better, and they may be willing to give me a CLI (that credit line is 750, my largest credit line is 3500).

 

So should I call or let it be?

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1 REPLY 1
smc733
Valued Contributor

Re: On a college rewards credit card, no longer in college.

Call them and ask to have the card converted, they should do it with no problem.  While on the phone, ask for a CLI via a soft pull, they should be able to do that as well.

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
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