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I have a college rewards credit card though US bank, but I am no longer in college, since I graduated in December.
Should I call them, and let them know, or leave it be.
I'm worried about the 1% chance that they will somehow close one account, and start a new account, which would kill my AAoA (and close my second oldest tradeline), but on the positive side, if I give them a reason to do a soft, they will find my credit to be much better, and they may be willing to give me a CLI (that credit line is 750, my largest credit line is 3500).
So should I call or let it be?
Call them and ask to have the card converted, they should do it with no problem. While on the phone, ask for a CLI via a soft pull, they should be able to do that as well.