I don't mind. According to USAA my scores are EX 635, EQ 607, and TU 598. Myfico 602. and creditkarma 614. My scores are all over the place and I don't know my true scores besides myfico. I am in the process of rebuilding I've paid off 1 car over a 5 year period no lates and am paying a loan and a car currently with no lates that are both a little over a year old. I have baddies on my report all from 6-7 years ago. When I was trying for a mortgage my loan officer said I had 13 collections I gave up on the loan and paid off all negatives, but they haven't updated yet. The last 5 years my credit has been perfect no lates and multiple loans paid off and before I had these new cards my total line of credit was 8,000 from Military star, store card, and 2 capital one cards. Those baddies are really killing my score lol. I have an income of $38,000.
