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@cottoncrown wrote:
I want to get a CC with my credit union, OnPoint. The variable is 5.99 to maybe 15.99. Is there anyway to know if i will get the lowest rate as I don't really want the card with a higher APR than 5.99. I want it as my emergency card in case of a large expense. Thanks my FICO is around 740-760 on any given month.
You won't know until you apply. No one can tell you beforehand.
It'd be so nice to have a permanent or at least tied to prime LOW rate card such as this for the occasional "Can't PIF right now", so I don't have to app anything or use a BT.
@Anonymous wrote:It'd be so nice to have a permanent or at least tied to prime LOW rate card such as this for the occasional "Can't PIF right now", so I don't have to app anything or use a BT.
You might be interested in the Coastal FCU Big Ticket Card. (0% APR for 6 months for purchases and BT over $600; no BT fee; not an intro offer)
Check out the below thread:
http://ficoforums.myfico.com/t5/Credit-Cards/Coastal-Federal-Credit-Union/m-p/3683934/
@kevinjjc wrote:
@Anonymous wrote:It'd be so nice to have a permanent or at least tied to prime LOW rate card such as this for the occasional "Can't PIF right now", so I don't have to app anything or use a BT.
You might be interested in the Coastal FCU Big Ticket Card. (0% APR for 6 months for purchases and BT over $600; no BT fee; not an intro offer)
Check out the below thread:
http://ficoforums.myfico.com/t5/Credit-Cards/Coastal-Federal-Credit-Union/m-p/3683934/
Actually, This indeed IS interesting.
That standard APR though is a little scary. Hopefully the Interest isn't retroactive if you don't pay it off in 6mos.
@Anonymous wrote:
@kevinjjc wrote:
@Anonymous wrote:It'd be so nice to have a permanent or at least tied to prime LOW rate card such as this for the occasional "Can't PIF right now", so I don't have to app anything or use a BT.
You might be interested in the Coastal FCU Big Ticket Card. (0% APR for 6 months for purchases and BT over $600; no BT fee; not an intro offer)
Check out the below thread:
http://ficoforums.myfico.com/t5/Credit-Cards/Coastal-Federal-Credit-Union/m-p/3683934/
Actually, This indeed IS interesting.
That standard APR though is a little scary. Hopefully the Interest isn't retroactive if you don't pay it off in 6mos.
The interest is not retroactive.
@kevinjjc wrote:
@Anonymous wrote:
@kevinjjc wrote:
@Anonymous wrote:It'd be so nice to have a permanent or at least tied to prime LOW rate card such as this for the occasional "Can't PIF right now", so I don't have to app anything or use a BT.
You might be interested in the Coastal FCU Big Ticket Card. (0% APR for 6 months for purchases and BT over $600; no BT fee; not an intro offer)
Check out the below thread:
http://ficoforums.myfico.com/t5/Credit-Cards/Coastal-Federal-Credit-Union/m-p/3683934/
Actually, This indeed IS interesting.
That standard APR though is a little scary. Hopefully the Interest isn't retroactive if you don't pay it off in 6mos.
The interest is not retroactive.
- Unlike store cards, no interest accumulates during the interest-free period. After 6 months, interest charges are assessed on the remaining unpaid balance only
I wonder how usable the SL might be and what kind of credit requirements they have... Hmm.