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One GE card to another?

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xXIDaShizIXx
Established Contributor

One GE card to another?

I already have a GE card, been paid off for months, would it be ok to apply for another one? And would it be easy to get approved for one if need be? I need one for furniture to furnish an entire apartment and need to stretch the payments over 6 months. 

Bank of America Cash Rewards: $70k; Chase Sapphire Preferred: $35k; Capital One Quicksilver: $21.2k; Citi AAdvantage: $23.5k; Care Credit: $20k; Chase Freedom: $12.5k; Chase Freedom Unlimited: $12.5k; Citi Simplicity: $15.9k; Wayfair: $22K; Barclaycard Rewards: $10k; Car Care One: $10k; AMEX BCE: $15k; Discover IT Miles: $10k; Citi DC: $9.2k; Marvel: $10k; Ashley Furniture: $6k; PayPal Credit: $10k; US Bank Cash +: $5k;
Message 1 of 28
27 REPLIES 27
ecxpa
Valued Contributor

Re: One GE card to another?


@xXIDaShizIXx wrote:

I already have a GE card, been paid off for months, would it be ok to apply for another one? And would it be easy to get approved for one if need be? I need one for furniture to furnish an entire apartment and need to stretch the payments over 6 months. 


I have a buncch of GE cards........they have been good to me.   They actually hav a diverse number of cards for every budget and spending patterns, I have visa, mastercard, discover cards, and a bunch of store cards.  What are your scores and other credit

Message 2 of 28
xXIDaShizIXx
Established Contributor

Re: One GE card to another?


@ecxpa wrote:

@xXIDaShizIXx wrote:

I already have a GE card, been paid off for months, would it be ok to apply for another one? And would it be easy to get approved for one if need be? I need one for furniture to furnish an entire apartment and need to stretch the payments over 6 months. 


I have a buncch of GE cards........they have been good to me.   They actually hav a diverse number of cards for every budget and spending patterns, I have visa, mastercard, discover cards, and a bunch of store cards.  What are your scores and other credit


From the denial letters I have received they say anywhere from 690-708. The three cards I have are in my signature. Two secured cards for $500 each and the AAMCO Car Care One card from GE with a $1000.00 limit. None of them currently have a balance.

Bank of America Cash Rewards: $70k; Chase Sapphire Preferred: $35k; Capital One Quicksilver: $21.2k; Citi AAdvantage: $23.5k; Care Credit: $20k; Chase Freedom: $12.5k; Chase Freedom Unlimited: $12.5k; Citi Simplicity: $15.9k; Wayfair: $22K; Barclaycard Rewards: $10k; Car Care One: $10k; AMEX BCE: $15k; Discover IT Miles: $10k; Citi DC: $9.2k; Marvel: $10k; Ashley Furniture: $6k; PayPal Credit: $10k; US Bank Cash +: $5k;
Message 3 of 28
Creditaddict
Legendary Contributor

Re: One GE card to another?

Ashley furniture

Living Spaces

are both by GE, I maybe lean towards Ashley being a little bit easier but may be same underwriting not for sure.

Message 4 of 28
xXIDaShizIXx
Established Contributor

Re: One GE card to another?

What about the room store?
Bank of America Cash Rewards: $70k; Chase Sapphire Preferred: $35k; Capital One Quicksilver: $21.2k; Citi AAdvantage: $23.5k; Care Credit: $20k; Chase Freedom: $12.5k; Chase Freedom Unlimited: $12.5k; Citi Simplicity: $15.9k; Wayfair: $22K; Barclaycard Rewards: $10k; Car Care One: $10k; AMEX BCE: $15k; Discover IT Miles: $10k; Citi DC: $9.2k; Marvel: $10k; Ashley Furniture: $6k; PayPal Credit: $10k; US Bank Cash +: $5k;
Message 5 of 28
xXIDaShizIXx
Established Contributor

Re: One GE card to another?

Also do I have any chance of being approved?
Bank of America Cash Rewards: $70k; Chase Sapphire Preferred: $35k; Capital One Quicksilver: $21.2k; Citi AAdvantage: $23.5k; Care Credit: $20k; Chase Freedom: $12.5k; Chase Freedom Unlimited: $12.5k; Citi Simplicity: $15.9k; Wayfair: $22K; Barclaycard Rewards: $10k; Car Care One: $10k; AMEX BCE: $15k; Discover IT Miles: $10k; Citi DC: $9.2k; Marvel: $10k; Ashley Furniture: $6k; PayPal Credit: $10k; US Bank Cash +: $5k;
Message 6 of 28
Creditaddict
Legendary Contributor

Re: One GE card to another?

probably about the same.

What is your TU?

Message 7 of 28
xXIDaShizIXx
Established Contributor

Re: One GE card to another?

697, what do you think?
Bank of America Cash Rewards: $70k; Chase Sapphire Preferred: $35k; Capital One Quicksilver: $21.2k; Citi AAdvantage: $23.5k; Care Credit: $20k; Chase Freedom: $12.5k; Chase Freedom Unlimited: $12.5k; Citi Simplicity: $15.9k; Wayfair: $22K; Barclaycard Rewards: $10k; Car Care One: $10k; AMEX BCE: $15k; Discover IT Miles: $10k; Citi DC: $9.2k; Marvel: $10k; Ashley Furniture: $6k; PayPal Credit: $10k; US Bank Cash +: $5k;
Message 8 of 28
Creditaddict
Legendary Contributor

Re: One GE card to another?


@xXIDaShizIXx wrote:
697, what do you think?

I would sure think so but you never know with GE.  Not really going to hurt to try though.

Message 9 of 28
xXIDaShizIXx
Established Contributor

Re: One GE card to another?

What kind of credit limits do they usually give? I know with my AAMCO card its stayed at $1000 every since I got it and they won't raise it. I need probably at least $3500 for all the furniture.
Bank of America Cash Rewards: $70k; Chase Sapphire Preferred: $35k; Capital One Quicksilver: $21.2k; Citi AAdvantage: $23.5k; Care Credit: $20k; Chase Freedom: $12.5k; Chase Freedom Unlimited: $12.5k; Citi Simplicity: $15.9k; Wayfair: $22K; Barclaycard Rewards: $10k; Car Care One: $10k; AMEX BCE: $15k; Discover IT Miles: $10k; Citi DC: $9.2k; Marvel: $10k; Ashley Furniture: $6k; PayPal Credit: $10k; US Bank Cash +: $5k;
Message 10 of 28
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