Heck, I'll ask.
What changed so drastically? What do you do for a living? Did you win the lottery? Did you receive a substantial inheritance? Are you the primary cardholder? Just curious as you seem to collect the top cards but I'm curious of the background to acquire these rare cards?
Thanks for sharing.
Starting Score: 648
It actually does... This forum is meant to find helpful and useful information in obtaining and using credit. While some of your posts are admittedly informative in how to use and transfer mr or ur points. Most of us who have real world experience struggling to obtain decent cards with decent limits find you parading around like you are aware of something we are not simply insulting. You're lack of credit history and yearly income a year ago make the idea that you have obtained all of these cards simply impossible. As you lie you insult both the users and the forum... Take a breath. Take a break, and come back when you've grown up.
@Anonymous wrote:
@smc733 wrote:TannerK: Liar or Liar. Answer is: LIAR
It doesnt matter what the answer is!
Starting Score: 617 EQ 10-17-11
@Jake0215 wrote:It actually does... This forum is meant to find helpful and useful information in obtaining and using credit. While some of your posts are admittedly informative in how to use and transfer mr or ur points. Most of us who have real world experience struggling to obtain decent cards with decent limits find you parading around like you are aware of something we are not simply insulting. You're lack of credit history and yearly income a year ago make the idea that you have obtained all of these cards simply impossible. As you lie you insult both the users and the forum... Take a breath. Take a break, and come back when you've grown up.
@Anonymous wrote:
@smc733 wrote:TannerK: Liar or Liar. Answer is: LIAR
It doesnt matter what the answer is!
I don't like questioning people's truthfulness, but I sincerely hope TannerK is legit, I would hate to find out otherwise. 
@LS2982 wrote:
@Jake0215 wrote:It actually does... This forum is meant to find helpful and useful information in obtaining and using credit. While some of your posts are admittedly informative in how to use and transfer mr or ur points. Most of us who have real world experience struggling to obtain decent cards with decent limits find you parading around like you are aware of something we are not simply insulting. You're lack of credit history and yearly income a year ago make the idea that you have obtained all of these cards simply impossible. As you lie you insult both the users and the forum... Take a breath. Take a break, and come back when you've grown up.
@Anonymous wrote:
@smc733 wrote:TannerK: Liar or Liar. Answer is: LIAR
It doesnt matter what the answer is!
I don't like questioning people's truthfulness, but I sincerely hope TannerK is legit, I would hate to find out otherwise.
It's always smart to take other people's stories with a grain of salt, or occasionally, with a five-pound box of salt. There are typos, there are memory lapses, and there are flat-out lies. Years ago, there was a brief craze here in which people posted their Scorewatch score graphs, the ones that show your score history over a year or three years or whatever setting you picked. This was before people got smart about posting a still image from Photobucket or wherever. Instead, they posted the link to their graphs, meaning the html to the graphs. That meant the graphs were live, rather than a frozen-in-time image.
So imagine our surprise (and private amusement) when one day someone bumped this old thread and everyone's Scorewatch graphs had quietly and cheerfully updated over the previous months. I was impressed that most were still showing scores that matched what people were saying they had, but one member's graph had him at least 100 points below what he had been proclaiming. Needless to say, we whisked the thread away. 
But it just goes to show that people make all sorts of claims via the anonymity of the Internet. I've posted things about what happened with my own history that were wrong, because my memory tripped me up. When I find them, I correct them, but there's no telling what's out there that might be wrong (got a card with a 720 instead of a 710, or something like that.) That's why when I posted elsewhere about the 16 point change for an extra inq, I went back and looked at my old reports to make sure. Nevertheless, some people post deliberate falsehoods, for whatever reason.
That's why when I read 19 posts that say that someone got a so-and-so card with such-and-such credit profile, and then a 20th post saying something completely different, I tend to believe the 19. Doesn't mean that the 20th is false, lenders being as wacko as they are; it just means that I like to keep a healthy skepticism going.
