One main refinance

[Anonymous]

Hello, this is my first post on the forum as a new member. I had a question about refinancing a one main loan. I have around a $6000 balance but its at 26% interest! I was wondering what options I had to refinance. I bank with chase I believe they dont have personal loans but offer credit cards would I be able to transfer the balance to a cc instead? I just turned 21 so I'm new to the credit world any help would be appreciated!

[Creditaddict]

you could apply for a chase slate and BT to the one main to pay it off.

or try better credit personal loan comapnies like Prosper, LendingClub, Sofi (you can check for approval and rates from all 3 without an actual hard credit pull so it won't hurt you at all.

[Anonymous]

Thanks for the feedback!

[Anonymous]

@LorenzoVatonzo,

Welcome to MYFICO.  In addtion to what @CreditAddict said, credit unions are also good places with good interest rates on personal loans.