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Hi Folks,
I am wondering whats the most cheapest, quickest option to freeze all three CRs? If it doesnt exist, whats the usual process?
Thanks in advance.
Yes, i also want to know. thanks!!
AFAIK no such service, you must freeze each one individually via the company itself. It's very easy and all three offer an online process to freeze. Just make note of your PIN(s) because you don't want to misplace them.
Thanks mxp. Each freeze unfreez costs money?
If you freeze your credit reports will soft pulls still go through?
http://ficoforums.myfico.com/t5/Credit-Cards/Credit-Card-Freeze/m-p/1110976/highlight/true#M309940
9th post down
search is your friend.
@ibmrad7 wrote:Thanks mxp. Each freeze unfreez costs money?
It varies by state, http://www.consumersunion.org/campaigns/learn_more/003484indiv.html has more info. It can be fee-free if you are a victim of fraud with a valid report.
@Anonymous wrote:If you freeze your credit reports will soft pulls still go through?
Yeah they do, I even still get pre-approval offers. If you want pre-approvals to continue, I think you need to manually opt back in because the freeze process may opt you out. Visit the official site for details on opting back in at https://www.optoutprescreen.com/?rf=t
@ibmrad7 wrote:Hi Folks,
I am wondering whats the most cheapest, quickest option to freeze all three CRs? If it doesnt exist, whats the usual process?
Thanks in advance.
Unfortunately there is no "One Stop" site for it. You need to go to each individual bureau's site and apply the freezes.