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One to add to the Shopping Cart Trick

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Shogun
Moderator Emeritus

One to add to the Shopping Cart Trick

HSN - Was buying something off there and got a popup.  Wasn't even sure I accepted it.  Anyway, got a new account from Commenity with a 4K CL.  So it's back to the garden with my tail between my legs.   

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 1 of 15
14 REPLIES 14
injustifiiable
Valued Contributor

Re: One to add to the Shopping Cart Trick

It sucks that they don't offer the Mastercard through the cart trick. That's a good CL!

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 2 of 15
coldnmn
Mega Contributor

Re: One to add to the Shopping Cart Trick

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 15
azguy13
Senior Contributor

Re: One to add to the Shopping Cart Trick

Once again, congrats buddy! Even though it was by mistake, lol. 

Message 4 of 15
-Wade-
Valued Contributor

Re: One to add to the Shopping Cart Trick


@Shogun wrote:

HSN - Was buying something off there and got a popup.  Wasn't even sure I accepted it.  Anyway, got a new account from Commenity with a 4K CL.  So it's back to the garden with my tail between my legs.   


It's ok Buddy, my tail is still between my legs all so :smileyindifferent:

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 5 of 15
DrZoidberg
Established Contributor

Re: One to add to the Shopping Cart Trick

Hahaha it's not too bad, it's a soft pull right?

Message 6 of 15
gdale6
Moderator Emeritus

Re: One to add to the Shopping Cart Trick


@Shogun wrote:

HSN - Was buying something off there and got a popup.  Wasn't even sure I accepted it.  Anyway, got a new account from Commenity with a 4K CL.  So it's back to the garden with my tail between my legs.   


Nice, thats a good start limit for them. Smiley Happy

Message 7 of 15
Shogun
Moderator Emeritus

Re: One to add to the Shopping Cart Trick

Yes, SP....  So not bad for a new "trick".

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 8 of 15
CreditMagic7
Mega Contributor

Re: One to add to the Shopping Cart Trick

Nice one either way. I would prefer HSN if i had it to do over again in place of shophq. HSN shows IMO more variety of products worth some card useage enough to keep it alive.
Message 9 of 15
pizza1
Community Leader
Super Contributor

Re: One to add to the Shopping Cart Trick

Congrats and nice starting limit!!Smiley Happy
Message 10 of 15
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