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Moderator Emeritus
Posts: 14,122
Registered: ‎04-15-2011
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One to add to the Shopping Cart Trick

HSN - Was buying something off there and got a popup.  Wasn't even sure I accepted it.  Anyway, got a new account from Commenity with a 4K CL.  So it's back to the garden with my tail between my legs.   

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Valued Contributor
Posts: 2,140
Registered: ‎03-30-2012
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Re: One to add to the Shopping Cart Trick

It sucks that they don't offer the Mastercard through the cart trick. That's a good CL!

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Mega Contributor
Posts: 17,178
Registered: ‎08-08-2011
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Re: One to add to the Shopping Cart Trick

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $10.9k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.5k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Senior Contributor
Posts: 6,240
Registered: ‎04-30-2013
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Re: One to add to the Shopping Cart Trick

Once again, congrats buddy! Even though it was by mistake, lol. 

Valued Contributor
Posts: 12,963
Registered: ‎08-13-2013
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Re: One to add to the Shopping Cart Trick


Shogun wrote:

HSN - Was buying something off there and got a popup.  Wasn't even sure I accepted it.  Anyway, got a new account from Commenity with a 4K CL.  So it's back to the garden with my tail between my legs.   


It's ok Buddy, my tail is still between my legs all so :smileyindifferent:

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Established Contributor
Posts: 1,025
Registered: ‎04-03-2014
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Re: One to add to the Shopping Cart Trick

Hahaha it's not too bad, it's a soft pull right?

Moderator
Posts: 30,642
Registered: ‎12-13-2013
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Re: One to add to the Shopping Cart Trick


Shogun wrote:

HSN - Was buying something off there and got a popup.  Wasn't even sure I accepted it.  Anyway, got a new account from Commenity with a 4K CL.  So it's back to the garden with my tail between my legs.   


Nice, thats a good start limit for them. Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Moderator Emeritus
Posts: 14,122
Registered: ‎04-15-2011
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Re: One to add to the Shopping Cart Trick

Yes, SP....  So not bad for a new "trick".

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Super Contributor
Posts: 13,545
Registered: ‎01-04-2014
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Re: One to add to the Shopping Cart Trick

Nice one either way. I would prefer HSN if i had it to do over again in place of shophq. HSN shows IMO more variety of products worth some card useage enough to keep it alive.
Last App-Jan 26* It's All In The Magic Of Your Own Destiny * FICO TU 769 EQ 723 EX 777
Super Contributor
Posts: 9,589
Registered: ‎07-17-2013
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Re: One to add to the Shopping Cart Trick

Congrats and nice starting limit!!Smiley Happy
(BK7 d/c-08/2013/FICO-400's)---> 07/2017 FICO- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink

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