Reply
Regular Contributor
Posts: 198
Registered: ‎05-31-2011
0

Re: Online Bonus Malls for Credit Cards...thoughts

Chase is the best in my opinion by far. Even when Amex had theirs up they took away the ability to effectively track your points. I've never had UR not give me points, I even ended up with around 4,000 extra when I bought something on Nordstroms online and ended up returning it in store and they never took back the points.
My Cards
American Express Blue | American Express Premier Rewards Gold | Chase Amazon | Chase Freedom | Chase Sapphire Preferred | Chase United Explorer | Chase United MileagePlus Club | JPMorgan Palladium

Established Contributor
Posts: 634
Registered: ‎07-07-2011
0

Re: Online Bonus Malls for Credit Cards...thoughts

That's great to know about Chase. It seems between both chase and discover these are my best bets for online shopping.
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Online Bonus Malls for Credit Cards...thoughts


TM82 wrote:
Chase is the best in my opinion by far. Even when Amex had theirs up they took away the ability to effectively track your points. I've never had UR not give me points, I even ended up with around 4,000 extra when I bought something on Nordstroms online and ended up returning it in store and they never took back the points.

+1. Chase's UR is the best by quite a large margin.

 

They have a huge list of retailers, have decent-sized bonuses and your points always post automatically. The one time that it didn't, I called them up and they took care of it immediately over the phone. They also gave me 5,000 bonus points for the trouble.

 

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Valued Contributor
Posts: 1,367
Registered: ‎04-20-2012
0

Re: Online Bonus Malls for Credit Cards...thoughts

+1 for Chase UR. The shopping process is very straightforward and the one time I had points that didn't post correctly it was fixed within an hour after I sent a secure message. I've found that Citi's program often has the same points bonus for retailers (3x for Fairmont, 4x for Hotels.com, etc.) as Chase UR, but UR points are worth more to me because of CSP.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.