Re: Online Bonus Malls for Credit Cards...thoughts

TM82 · ‎05-31-2011

Chase is the best in my opinion by far. Even when Amex had theirs up they took away the ability to effectively track your points. I've never had UR not give me points, I even ended up with around 4,000 extra when I bought something on Nordstroms online and ended up returning it in store and they never took back the points.

laboi_22 · ‎07-07-2011

That's great to know about Chase. It seems between both chase and discover these are my best bets for online shopping.

Current Scores: EX - 728 FICO (5/11/13) TU - 774 FICO (5/16/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000

CreditScholar · ‎01-22-2012

TM82 wrote:
Chase is the best in my opinion by far. Even when Amex had theirs up they took away the ability to effectively track your points. I've never had UR not give me points, I even ended up with around 4,000 extra when I bought something on Nordstroms online and ended up returning it in store and they never took back the points.

+1. Chase's UR is the best by quite a large margin.

They have a huge list of retailers, have decent-sized bonuses and your points always post automatically. The one time that it didn't, I called them up and they took care of it immediately over the phone. They also gave me 5,000 bonus points for the trouble.

FICOs: EX: 800, EQ: 813, TU: 807

Bank of America Privileges with Travel Rewards Visa Signature (EMV) - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $25,000 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

bribro · ‎04-20-2012

+1 for Chase UR. The shopping process is very straightforward and the one time I had points that didn't post correctly it was fixed within an hour after I sent a secure message. I've found that Citi's program often has the same points bonus for retailers (3x for Fairmont, 4x for Hotels.com, etc.) as Chase UR, but UR points are worth more to me because of CSP.

Credit Karma Score: 809 (6/8/13)
Credit Sesame Score: 795 (6/8/13)

J.P. Morgan Palladium ($100k x3) | AmEx Blue Sky ($50k) | Citi Dividend World Elite MC w/EMV ($20k) | Chase Sapphire Preferred Visa Signature ($25k) | Chase Ink Bold World Elite MC ($25k Flex) | Chase Freedom Visa Signature ($25k) | Chase Freedom World MC ($25k) | Chase MileagePlus Explorer Visa Signature ($15k) | Lexus Financial Services ($30k)