Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 634
Registered: ‎07-07-2011
0

Online Bonus Malls for Credit Cards...thoughts

I am in online shopping mode for labor day sales. I could have sworn my AMEX BCE had an online mall??? No?

Out of Chase, Discover, and BofA what are the best bets for earning potentials? Thoughts???

Happy Labor Day BTW everyone!!
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
New Contributor
Posts: 76
Registered: ‎05-26-2011
0

Re: Online Bonus Malls for Credit Cards...thoughts

Amex seems to have killed their bonus mall. No one knows for certain if it is ever coming back at this stage since there have been words from CS on both sides of that fence.

Feb. 2012: TU: 677 EQ: 647 EX: 666
Aug. 2013: TU: 729 EQ: 726 EX: 697
Goal 2013+: 720+ All Three
Established Contributor
Posts: 731
Registered: ‎02-15-2012
0

Re: Online Bonus Malls for Credit Cards...thoughts

I don't think Amex ever had a way to earn extra cashback online, just MR points (though I could be wrong).  I've looked at Chase and it was alright.  Lots of people seem to like Discover's online mall.  I just do most of my online shopping at Amazon though.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Established Member
Posts: 31
Registered: ‎08-14-2012
0

Re: Online Bonus Malls for Credit Cards...thoughts

go to evreward to check. Most of the time, Chase is the best, since each point is worth 2 cents for me. 

Established Contributor
Posts: 634
Registered: ‎07-07-2011
0

Re: Online Bonus Malls for Credit Cards...thoughts

Thanks for the info. I wish AMEX would work it out!! Since you can get most everything online with Amazon who offers the best deals for shopping there?
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Established Member
Posts: 31
Registered: ‎08-14-2012
0

Re: Online Bonus Malls for Credit Cards...thoughts

Citi forward probably. It's 5% points back all the time. They have recently improved their Thankyou points redemption for Citi Forward card holders, so it's 1:1 for almost all the brands they have there. 

 

But I just buy small gift cards (less than 1 dollar) using Chase Freedom (10/10) and then put them into my account. So you get 10 points everytime you make a transaction. People usually get too greedy and buy thousands of 15cents gift cards all at once -- Chase usually just closes your account. But I think doing several a day (of varying amounts) would be reasonable and I don't think will get much attention from Chase. 

Established Contributor
Posts: 634
Registered: ‎07-07-2011
0

Re: Online Bonus Malls for Credit Cards...thoughts

Yeah I don't wan to deal with Citi. I'm trying to maximize the rewards I have on my current cards. Discover looks good but doesn't have some places I enjoy shopping like Buckle. To my suprise Buckle is on Chase's mall. I don't have the Chase 10/10 since I don't think I'll ever have Chase checking and the Sapphire doesn't really impress me much.
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Super Contributor
Posts: 7,318
Registered: ‎12-11-2011
0

Re: Online Bonus Malls for Credit Cards...thoughts

The only 2 good cards for amazon I know of are the citi forward, and the amazon visa card. (the two best afaik at least) 

Established Contributor
Posts: 634
Registered: ‎07-07-2011
0

Re: Online Bonus Malls for Credit Cards...thoughts

Well I will just have to send AMEX an email to see where thy stand with their online mall and continue research with Chase and Amazon. I did notice you can get free shipping on Amazon with your Discover card.
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Contributor
Posts: 256
Registered: ‎08-24-2011
0

Re: Online Bonus Malls for Credit Cards...thoughts

The USAA amll is pretty good, varying points multiplier depending on the merchant. Some places offer up up to 6x points. Tons of big retailers. I find myself only shopping at places that are part of the USAA mall, addicted to earning points.

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.