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Online PreQualify Sites

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Creditaddict
Legendary Contributor

Re: Online PreQualify Sites


@stone4779 wrote:

Capital One just did a hard inquiry on my equifax cerdit report after doing that "Pre Qualifier" must be new rules or something idk


OH NO, Id be calling real quick, those pre-qual can't pull hard until you click to apply.

Message 11 of 50
stone4779
Valued Member

Re: Online PreQualify Sites

mannnn I just looked and they pulled ALL THREE CRAs! **bleep**!?

They said its an "account review" Thats BS!!!


Starting Score: 500s
Current Score: 780
Goal Score: 800+


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Message 12 of 50
dalebb
Valued Contributor
LS2982
Mega Contributor

Re: Online PreQualify Sites

Do these prequalfier websites work if you have a freeze on your reports?



EQ FICO 548 3/3/16
Message 14 of 50
drkaje
Senior Contributor

Re: Online PreQualify Sites


@LS2982 wrote:
Do these prequalfier websites work if you have a freeze on your reports?

Doubtful.

 

I'm opted-out and no site where one can check for pre-approved offers has ever come up with anything,


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Message 15 of 50
laz98
Senior Contributor

Re: Online PreQualify Sites


@drkaje wrote:

@LS2982 wrote:
Do these prequalfier websites work if you have a freeze on your reports?

Doubtful.   I'm opted-out and no site where one can check for pre-approved offers has ever come up with anything,


that's my experience, too.

Message 16 of 50
MarineVietVet
Moderator Emeritus

Re: Online PreQualify Sites


@dalebb wrote:
 

u should have a sticky for this post



That post is almost 4 years old and the information might have changed (more than once) during that time.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 17 of 50
LS2982
Mega Contributor
Anonymous
Not applicable

Re: Online PreQualify Sites


@MarineVietVet wrote:

That post is almost 4 years old and the information might have changed (more than once) during that time.


And, Wamu has been out of business ever since Chase took them over!

Message 19 of 50
shane82388
Established Contributor

Re: Online PreQualify Sites

Another place i just tested was EXPRESS. When you check out online it will pop up saying you are pre-approved for their card. I just did a mock check out to see and sure enough it popped up with your pre approved message and 25% off first purchase or soemthing. 

Message 20 of 50
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