Thanks Lynn, here are my results for anyone interested:
Current Scores: TU: 651 Efx: 661 Exp: 654
Orchard: Orchard Bank Platinum MasterCard
BOA: None (I think this has some connection to old Providian CO)
Capital ONe: Platinum; No Hassle CashSM Rewards Card; Platinum MaxSM; Standard Platinum Because all the cards they showed me had a $300 min limit I am assuming (based on their card summary) that they consider me 'Average' credit. I am going to see how things turn out this month if Amex AU report and if my DV/OC's have any effect.
I am prequalified for 4 HSBC cards, but there is no stating of the CL.
Mine didn't show my CL per se, for the cards it lists it shows the CL range (e.g. $300 - $3,000). If you go to the page where they let you compare all the cards, you will see repeat cards several times as they list in the far left column your credit 'rating' (Low/Avg/High), so that a Chase Platinum in Average Credit will show $300 - $3000 and the same card in Good Credit will show $500 - $5,000, thus when I saw my $300-$3,000 in the pre-approved Platinum I deduced they see me as being Average Credit.
Have u apped for the Capital One card? I have Cap1 and was considering getting a new one and combining...let me know if you do and what was the limit...our scores are similar...I am just nippin the 7's by the time I get 24 I want to be at least in the 780s...
Having credit is important if not more important than having cash!!!