Reply
Epic Contributor
Creditaddict
Posts: 21,611
Registered: ‎10-23-2007
0

Re: Online PreQualify Sites


stone4779 wrote:

Capital One just did a hard inquiry on my equifax cerdit report after doing that "Pre Qualifier" must be new rules or something idk


OH NO, Id be calling real quick, those pre-qual can't pull hard until you click to apply.

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
Valued Member
stone4779
Posts: 37
Registered: ‎03-29-2011
0

Re: Online PreQualify Sites

mannnn I just looked and they pulled ALL THREE CRAs! **bleep**!?

They said its an "account review" Thats BS!!!


Starting Score: 500s
Current Score: 780
Goal Score: 800+


Take the FICO Fitness Challenge
Valued Contributor
dalebb
Posts: 1,424
Registered: ‎08-28-2010
0
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Online PreQualify Sites

Do these prequalfier websites work if you have a freeze on your reports?



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
drkaje
Posts: 3,491
Registered: ‎07-25-2008
0

Re: Online PreQualify Sites


LS2982 wrote:
Do these prequalfier websites work if you have a freeze on your reports?

Doubtful.

 

I'm opted-out and no site where one can check for pre-approved offers has ever come up with anything,


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Community Leader
Senior Contributor
laz98
Posts: 4,335
Registered: ‎09-06-2008
0

Re: Online PreQualify Sites


drkaje wrote:

LS2982 wrote:
Do these prequalfier websites work if you have a freeze on your reports?

Doubtful.   I'm opted-out and no site where one can check for pre-approved offers has ever come up with anything,


that's my experience, too.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 716. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Moderator Emeritus
MarineVietVet
Posts: 14,544
Registered: ‎07-14-2009
0

Re: Online PreQualify Sites


dalebb wrote:
 

u should have a sticky for this post



That post is almost 4 years old and the information might have changed (more than once) during that time.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Online PreQualify Sites


lynnzane wrote:
 
 
 
 
 
 
 
I can't think of any others , but hope these help. :smileyhappy:

BOA link does not work




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
discernment
Posts: 1,142
Registered: ‎09-01-2011
0

Re: Online PreQualify Sites


MarineVietVet wrote:

That post is almost 4 years old and the information might have changed (more than once) during that time.


And, Wamu has been out of business ever since Chase took them over!



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Established Contributor
shane82388
Posts: 979
Registered: ‎07-16-2010
0

Re: Online PreQualify Sites

Another place i just tested was EXPRESS. When you check out online it will pop up saying you are pre-approved for their card. I just did a mock check out to see and sure enough it popped up with your pre approved message and 25% off first purchase or soemthing. 

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}