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Epic Contributor
Posts: 28,794
Registered: ‎10-23-2007
0

Re: Online PreQualify Sites


stone4779 wrote:

Capital One just did a hard inquiry on my equifax cerdit report after doing that "Pre Qualifier" must be new rules or something idk


OH NO, Id be calling real quick, those pre-qual can't pull hard until you click to apply.

Valued Member
Posts: 37
Registered: ‎03-29-2011
0

Re: Online PreQualify Sites

mannnn I just looked and they pulled ALL THREE CRAs! **bleep**!?

They said its an "account review" Thats BS!!!


Starting Score: 500s
Current Score: 780
Goal Score: 800+


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Valued Contributor
Posts: 1,424
Registered: ‎08-28-2010
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Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
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Re: Online PreQualify Sites

Do these prequalfier websites work if you have a freeze on your reports?



EQ FICO 548 3/3/16
Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
0

Re: Online PreQualify Sites


LS2982 wrote:
Do these prequalfier websites work if you have a freeze on your reports?

Doubtful.

 

I'm opted-out and no site where one can check for pre-approved offers has ever come up with anything,


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Senior Contributor
Posts: 4,329
Registered: ‎09-06-2008
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Re: Online PreQualify Sites


drkaje wrote:

LS2982 wrote:
Do these prequalfier websites work if you have a freeze on your reports?

Doubtful.   I'm opted-out and no site where one can check for pre-approved offers has ever come up with anything,


that's my experience, too.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Moderator Emeritus
Posts: 17,409
Registered: ‎07-14-2009
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Re: Online PreQualify Sites


dalebb wrote:
 

u should have a sticky for this post



That post is almost 4 years old and the information might have changed (more than once) during that time.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
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Valued Contributor
Posts: 1,142
Registered: ‎09-01-2011
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Re: Online PreQualify Sites


MarineVietVet wrote:

That post is almost 4 years old and the information might have changed (more than once) during that time.


And, Wamu has been out of business ever since Chase took them over!



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Established Contributor
Posts: 994
Registered: ‎07-16-2010
0

Re: Online PreQualify Sites

Another place i just tested was EXPRESS. When you check out online it will pop up saying you are pre-approved for their card. I just did a mock check out to see and sure enough it popped up with your pre approved message and 25% off first purchase or soemthing. 

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000

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