Online PreQualify Sites

[Anonymous]

Can anyone give me links to online prequalify sites so that I can check w/o hard-pulls which cards might make the most sense for me to apply for?

Thanks!

[Anonymous]

Capital one https://cardfinder.capitalone.com/CapOne/findMyOffer.do?ex=R&pr=&id=&tg=1

or here and click top of page http://www.capitalone.com/creditcards/compare/banners/rtpmoffers.php?external_id=WWW_ZZZYA_BNUSCD_D8...

American Express https://www201.americanexpress.com/cards/Applyfservlet?csi=0/0/b/510

Orchard Bank https://www.hsbcapply.com/start/orchardbank/tb?media=O5IS102LAX0802000160HPHHX

Hsbc https://www.hsbcapply.com/start/hsbccreditcard/ja?media=R5IS051AAX0802000150XXHHX

Wamu https://online.wamu.com/personal/credit_card/platinum_mastercard/default.asp ...click sign up now at the bottom of page

Bank of America https://preapproved.bankofamerica.com/cc/SelfInquiry.aspx

I can't think of any others , but hope these help.

[Anonymous]

Wow lynn! Thanks bunches! That will help a LOT of people. We only get asked that maybe 5 times per week. lol

good info, thank you.

[Anonymous]

lol , sorry about *spacing* in above post ,lol dont know what happened there.

lol , yes i have seen them in the boards before , but I just had to go for an easy question. ... Best of luck on pre-quals ny , hope you get something good.

[Anonymous]

Thanks for this post, lynnzane!

I'm going to bookmark it and post a link to it from now on whenever someone asks for those links.

[Anonymous]

Thanks Lynn, here are my results for anyone interested:

Current Scores: TU: 651 Efx: 661 Exp: 654

Amex: None

Orchard: Orchard Bank Platinum MasterCard

BOA: None (I think this has some connection to old Providian CO)

Capital ONe: Platinum; No Hassle CashSM Rewards Card; Platinum MaxSM; Standard Platinum
Because all the cards they showed me had a $300 min limit I am assuming (based on their card summary) that they consider me 'Average' credit. I am going to see how things turn out this month if Amex AU report and if my DV/OC's have any effect.


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[Anonymous]

I am prequalified for 4 HSBC cards, but there is no stating of the CL.

[Anonymous]

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@Anonymous wrote:

I am prequalified for 4 HSBC cards, but there is no stating of the CL.

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Mine didn't show my CL per se, for the cards it lists it shows the CL range (e.g. $300 - $3,000). If you go to the page where they let you compare all the cards, you will see repeat cards several times as they list in the far left column your credit 'rating' (Low/Avg/High), so that a Chase Platinum in Average Credit will show $300 - $3000 and the same card in Good Credit will show $500 - $5,000, thus when I saw my $300-$3,000 in the pre-approved Platinum I deduced they see me as being Average Credit.

[Anonymous]

Have u apped for the Capital One card?  I have Cap1 and was considering getting a new one and combining...let me know if you do and what was the limit...our scores are similar...I am just nippin the 7's by the time I get 24 I want to be at least in the 780s...

[stone4779]

Capital One just did a hard inquiry on my equifax cerdit report after doing that "Pre Qualifier" must be new rules or something idk