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Online pre-approved sites for credit cards.

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pizza1
Community Leader
Super Contributor

Re: Online pre-approved sites for credit cards.

Discover said I had an offer, didn't say prequal or preapproved, what exactly does their offer mean? Last time I tried it awhile back it said we don't have an offers for you but we recommend the following? Mmm.... I also bailed in credit one due to having to put full Ssn in.
Message 51 of 118
wacdenney
Valued Contributor

Re: Online pre-approved sites for credit cards.


@pizza1 wrote:
Discover said I had an offer, didn't say prequal or preapproved, what exactly does their offer mean? Last time I tried it awhile back it said we don't have an offers for you but we recommend the following? Mmm.... I also bailed in credit one due to having to put full Ssn in.

Discover pre-qual site is useless.  It will give anyone an offer.  Put in random info and see what offers you get.

Message 52 of 118
Fico2Go
Established Contributor

Re: Online pre-approved sites for credit cards.

Shucks!  I can't get preapproved offers from credit one and milestone unless I unfreeze my report.  Since when did unfreezing CR become a requirement for a SP?  

 

 

Discover IT $19,000 == 12/2013
AMEX 12/2013 ---BCP $12,000 === BC $23,000 ----- 04/2014
CHASE SLATE $5,700 === 12/2013
BoA 123 $6000 === 12/2013
Barclay Rewards $1500 == 12/2013
Message 53 of 118
jologan79
Frequent Contributor

Re: Online pre-approved sites for credit cards.

What is Milestone?

NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex $1,000 ~ MILITARY STAR $6,900 ~ USAA Classic $500 ~ Macy's Store Card $3,200 ~ Mercury Visa $3,450 ~ Amazon Prime $2,200
Message 54 of 118
Fico2Go
Established Contributor

Re: Online pre-approved sites for credit cards.


@jologan79 wrote:
What is Milestone?



https://www.milestonegoldcard.com/get-your-gold-card?mmcid=MAAG00213075001MKI5T2#

 

Discover IT $19,000 == 12/2013
AMEX 12/2013 ---BCP $12,000 === BC $23,000 ----- 04/2014
CHASE SLATE $5,700 === 12/2013
BoA 123 $6000 === 12/2013
Barclay Rewards $1500 == 12/2013
Message 55 of 118
jologan79
Frequent Contributor

Re: Online pre-approved sites for credit cards.

Do they work on low fico scores? My eq is 557.

NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex $1,000 ~ MILITARY STAR $6,900 ~ USAA Classic $500 ~ Macy's Store Card $3,200 ~ Mercury Visa $3,450 ~ Amazon Prime $2,200
Message 56 of 118
sillykitty1
Established Contributor

Re: Online pre-approved sites for credit cards.


@pizza1 wrote:
Discover said I had an offer, didn't say prequal or preapproved, what exactly does their offer mean? Last time I tried it awhile back it said we don't have an offers for you but we recommend the following? Mmm.... I also bailed in credit one due to having to put full Ssn in.

Creditone prequal has this language: "This isn’t an application for credit and won’t affect your credit score."  You're safe, I do it all the time.

Message 57 of 118
jologan79
Frequent Contributor

Re: Online pre-approved sites for credit cards.

Credit One asked me to send a copy of my social security card. Isn't this unusual?

NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex $1,000 ~ MILITARY STAR $6,900 ~ USAA Classic $500 ~ Macy's Store Card $3,200 ~ Mercury Visa $3,450 ~ Amazon Prime $2,200
Message 58 of 118
jologan79
Frequent Contributor

Re: Online pre-approved sites for credit cards.

I feel like a sucker....

I did the Pre-quail for the Milestone card and was denied.

It said I didn't have the min cs required.

 

Can anyone direct me to a cc that will accept low fico scores in the mid 500's?


NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex $1,000 ~ MILITARY STAR $6,900 ~ USAA Classic $500 ~ Macy's Store Card $3,200 ~ Mercury Visa $3,450 ~ Amazon Prime $2,200
Message 59 of 118
Fico2Go
Established Contributor

Re: Online pre-approved sites for credit cards.

Might want to try for a secured card first with scores anywhere in the 500s.  It's going to take awhile. 

 

Also BMF Harris and US Bank offer savings account secured installment loans.  Might want to see if you can get approved for a small loan.  


@jologan79 wrote:

I feel like a sucker....

I did the Pre-quail for the Milestone card and was denied.

It said I didn't have the min cs required.

 

Can anyone direct me to a cc that will accept low fico scores in the mid 500's?


 

Discover IT $19,000 == 12/2013
AMEX 12/2013 ---BCP $12,000 === BC $23,000 ----- 04/2014
CHASE SLATE $5,700 === 12/2013
BoA 123 $6000 === 12/2013
Barclay Rewards $1500 == 12/2013
Message 60 of 118
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